Infinity Bancorp (OTCPK:INFT) - Stock Price, News & Analysis

INFT Stock Overview

Operates as the bank holding company for Infinity Bank that provides various banking products and services for individuals and businesses in Southern California. More details

INFT fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	1/6

Rewards

Trading at 49.4% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Shareholders have been diluted in the past year

Profit margins (21.1%) are lower than last year (31.1%)

Does not have a meaningful market cap ($30M)

Infinity Bancorp Competitors

HCB Financial

OTCPK:HCBN

US$32.8m

PB Bankshares

NasdaqCM:PBBK

US$33.3m

Community Capital Bancshares

OTCPK:ALBY

US$25.8m

RBAZ Bancorp

OTCPK:RBAZ

US$36.5m

Price History & Performance

Summary of all time highs, changes and price drops for Infinity Bancorp
Historical stock prices
Current Share Price	US$9.55
52 Week High	US$9.80
52 Week Low	US$9.10
Beta	0.15
11 Month Change	1.60%
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	3.24%
5 Year Change	-10.91%
Change since IPO	-9.05%

Recent updates

Shareholder Returns

	INFT	US Banks	US Market
7D	-2.1%	-0.9%	-1.0%
1Y	n/a	53.3%	30.3%

Return vs Industry: Insufficient data to determine how INFT performed against the US Banks industry.

Return vs Market: Insufficient data to determine how INFT performed against the US Market.

Price Volatility

Is INFT's price volatile compared to industry and market?
INFT volatility
INFT Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: INFT's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine INFT's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2018	30	Bala Balkrishna	www.goinfinitybank.com

Infinity Bancorp operates as the bank holding company for Infinity Bank that provides various banking products and services for individuals and businesses in Southern California. The company accepts checking and savings accounts. Its loan products include personal loans and home equity lines of credit; and business term loans, business lines of credit, accounts receivable financing, commercial real estate loans, construction loans, small business administration loans, and letters of credit.

Infinity Bancorp Fundamentals Summary

How do Infinity Bancorp's earnings and revenue compare to its market cap?
INFT fundamental statistics
Market cap	US$29.81m
Earnings (TTM)	US$2.90m
Revenue (TTM)	US$13.75m

10.3x

P/E Ratio

0.8x

P/B Ratio

Is INFT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
INFT income statement (TTM)
Revenue	US$13.75m
Cost of Revenue	US$0
Gross Profit	US$13.75m
Other Expenses	US$10.85m
Earnings	US$2.90m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.93
Gross Margin	100.00%
Net Profit Margin	21.07%
Debt/Equity Ratio	38.9%

How did INFT perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

n/a

Payout Ratio

Does INFT pay a reliable dividends?

See INFT dividend history and benchmarks

When do you need to buy INFT by to receive an upcoming dividend?
Infinity Bancorp dividend dates
Ex Dividend Date	Nov 14 2024
Dividend Pay Date	Nov 29 2024
Days until Ex dividend	8 days
Days until Dividend pay date	7 days