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HCBN

HCB Financial OTCPK:HCBN Stock Report

Last Price

US$24.90

Market Cap

US$25.8m

7D

0.6%

1Y

-14.1%

Updated

07 Feb, 2023

Data

Company Financials

HCBN Stock Overview

HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan.

HCBN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends4/6

My Notes

New

Notes are coming soon

HCB Financial Corp. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for HCB Financial
Historical stock prices
Current Share PriceUS$24.90
52 Week HighUS$28.90
52 Week LowUS$23.30
Beta0.61
1 Month Change3.75%
3 Month Change-4.23%
1 Year Change-14.14%
3 Year Change-14.14%
5 Year Change-7.61%
Change since IPO93.98%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

HCBNUS BanksUS Market
7D0.6%1.5%0.9%
1Y-14.1%-18.0%-10.9%

Return vs Industry: HCBN exceeded the US Banks industry which returned -15.5% over the past year.

Return vs Market: HCBN underperformed the US Market which returned -9.6% over the past year.

Price Volatility

Is HCBN's price volatile compared to industry and market?
HCBN volatility
HCBN Average Weekly Movementn/a
Banks Industry Average Movement3.8%
Market Average Movement6.7%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market2.8%

Stable Share Price: Insufficient data to determine HCBN's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine HCBN's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1886n/aMark Kolanowskihttps://www.highpointcommunitybank.com

HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. The company offers various personal banking services, including checking and savings accounts; mortgage, home equity, and personal loans; and overdraft services. It also provides business banking services comprising business checking and savings accounts; business loan services, such as real estate lending, lines of credit, and term loans; small business administration loans; other services consisting of sweep and courier banking services, merchant credit card services, night depository services, wire services, health savings accounts, and business mentoring; and overdraft and digital services.

HCB Financial Corp. Fundamentals Summary

How do HCB Financial's earnings and revenue compare to its market cap?
HCBN fundamental statistics
Market CapUS$25.81m
Earnings (TTM)US$2.50m
Revenue (TTM)US$14.47m

10.3x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
HCBN income statement (TTM)
RevenueUS$14.47m
Cost of RevenueUS$0
Gross ProfitUS$14.47m
Other ExpensesUS$11.97m
EarningsUS$2.50m

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)2.41
Gross Margin100.00%
Net Profit Margin17.29%
Debt/Equity Ratio67.9%

How did HCBN perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

32%

Payout Ratio