HCB Financial (HCBN) Stock Overview
Operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
HCBN Community Fair Values
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HCB Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.00 |
| 52 Week High | US$39.00 |
| 52 Week Low | US$31.00 |
| Beta | 0.34 |
| 1 Month Change | 0% |
| 3 Month Change | 5.41% |
| 1 Year Change | 25.81% |
| 3 Year Change | 62.50% |
| 5 Year Change | 69.57% |
| Change since IPO | 203.82% |
Recent News & Updates
Recent updates
Shareholder Returns
| HCBN | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 3.3% | 1.0% |
| 1Y | 25.8% | 28.7% | 17.2% |
Return vs Industry: HCBN underperformed the US Banks industry which returned 28.7% over the past year.
Return vs Market: HCBN exceeded the US Market which returned 17.2% over the past year.
Price Volatility
| HCBN volatility | |
|---|---|
| HCBN Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: HCBN's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine HCBN's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1886 | n/a | Mark Kolanowski | www.highpointcommunitybank.com/hcb-financial-corp/ |
HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in the United States. The company offers personal and premier checking accounts; savings accounts; mortgage loans; and personal loans, including automobile, recreational vehicle, unsecured, credit builder, and student loans, as well as personal line of credit. It also provides business checking and savings accounts; business loan services, such as real estate lending, lines of credit, and term loans; small business administration loans; other services comprising sweep, courier banking, merchant and business credit card, night depositor, and wire services, as well as health savings accounts and business mentoring; and digital services.
HCB Financial Corp. Fundamentals Summary
| HCBN fundamental statistics | |
|---|---|
| Market cap | US$39.00m |
| Earnings (TTM) | US$6.89m |
| Revenue (TTM) | US$23.21m |
Is HCBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HCBN income statement (TTM) | |
|---|---|
| Revenue | US$23.21m |
| Cost of Revenue | US$0 |
| Gross Profit | US$23.21m |
| Other Expenses | US$16.33m |
| Earnings | US$6.89m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.89 |
| Gross Margin | 100.00% |
| Net Profit Margin | 29.66% |
| Debt/Equity Ratio | 16.5% |
How did HCBN perform over the long term?
See historical performance and comparisonDividends
Does HCBN pay a reliable dividends?
See HCBN dividend history and benchmarks| HCB Financial dividend dates | |
|---|---|
| Ex Dividend Date | Jan 02 2026 |
| Dividend Pay Date | Jan 28 2026 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 20 days |
Does HCBN pay a reliable dividends?
See HCBN dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/01/07 14:53 |
| End of Day Share Price | 2025/12/11 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HCB Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.