HCBN Stock Overview
Operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
HCB Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.00 |
| 52 Week High | US$29.95 |
| 52 Week Low | US$20.25 |
| Beta | 0.66 |
| 11 Month Change | -2.04% |
| 3 Month Change | -4.00% |
| 1 Year Change | 18.52% |
| 33 Year Change | -11.27% |
| 5 Year Change | -23.32% |
| Change since IPO | 86.97% |
Recent News & Updates
No updates
Recent updates
No updates
Shareholder Returns
| HCBN | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 1.0% | 0.1% |
| 1Y | 18.5% | 31.8% | 24.1% |
Return vs Industry: HCBN underperformed the US Banks industry which returned 31.8% over the past year.
Return vs Market: HCBN underperformed the US Market which returned 24.1% over the past year.
Price Volatility
| HCBN volatility | |
|---|---|
| HCBN Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in US Market | 15.4% |
| 10% least volatile stocks in US Market | 2.8% |
Stable Share Price: HCBN has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine HCBN's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1886 | n/a | Mark Kolanowski | www.highpointcommunitybank.com/hcb-financial-corp/ |
HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. The company offers various personal banking services, including checking and savings accounts; mortgage, home equity, and personal loans. It also provides business banking services, including business checking and savings accounts; business loan services, such as real estate lending, lines of credit, and term loans; small business administration loans; other services that consists of sweep and courier banking services, merchant credit card services, night depository and wire services, health savings accounts, and business mentoring; and digital services.
HCB Financial Corp. Fundamentals Summary
| HCBN fundamental statistics | |
|---|---|
| Market cap | US$24.57m |
| Earnings (TTM) | US$5.56m |
| Revenue (TTM) | US$20.36m |
4.4x
P/E Ratio0.7x
P/B RatioIs HCBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HCBN income statement (TTM) | |
|---|---|
| Revenue | US$20.36m |
| Cost of Revenue | US$0 |
| Gross Profit | US$20.36m |
| Other Expenses | US$14.80m |
| Earnings | US$5.56m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.43 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.32% |
| Debt/Equity Ratio | 37.6% |
How did HCBN perform over the long term?
See historical performance and comparisonDividends
5.4%
Current Dividend Yield17%
Payout RatioDoes HCBN pay a reliable dividends?
See HCBN dividend history and benchmarks| HCB Financial dividend dates | |
|---|---|
| Ex Dividend Date | Jul 01 2024 |
| Dividend Pay Date | Jul 22 2024 |
| Days until Ex dividend | 7 days |
| Days until Dividend pay date | 28 days |
Does HCBN pay a reliable dividends?
See HCBN dividend history and benchmarks