HCB Financial Balance Sheet Health
Financial Health criteria checks 6/6
HCB Financial has total assets of $561.4M and total equity of $37.2M. Total deposits are $507.2M, and total loans are $313.0M.
Key information
15.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$507.17m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.07% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$158.28m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HCBN's Assets to Equity ratio (15.1x) is moderate.
Allowance for Bad Loans: HCBN has a sufficient allowance for bad loans (1378%).
Low Risk Liabilities: 97% of HCBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: HCBN has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: HCBN's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: HCBN has an appropriate level of bad loans (0.1%).