Infinity Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Infinity Bancorp has total assets of $305.0M and total equity of $27.9M. Total deposits are $249.7M, and total loans are $191.2M. It earns a Net Interest Margin of 5.6%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $64.2M.
Key information
10.9x
Asset to equity ratio
5.6%
Net interest margin
Total deposits | US$249.66m |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$64.16m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INFT's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: INFT has a sufficient allowance for bad loans (146%).
Low Risk Liabilities: 90% of INFT's liabilities are made up of primarily low risk sources of funding.
Loan Level: INFT has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: INFT's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: INFT has an appropriate level of bad loans (1.2%).