Heritage NOLA Bancorp (HRGG) Stock Overview

Operates as a holding company for Heritage Bank of St. More details

HRGG fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Became profitable this year

Risk Analysis

Earnings have declined by 54.3% per year over past 5 years

Does not have a meaningful market cap ($23M)

HRGG Community Fair Values

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Heritage NOLA Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Heritage NOLA Bancorp
Historical stock prices
Current Share Price	US$19.45
52 Week High	US$19.50
52 Week Low	US$13.11
Beta	0.13
1 Month Change	2.64%
3 Month Change	7.52%
1 Year Change	30.10%
3 Year Change	104.74%
5 Year Change	36.11%
Change since IPO	59.17%

Recent updates

Shareholder Returns

	HRGG	US Banks	US Market
7D	0.1%	3.9%	2.3%
1Y	30.1%	29.2%	25.5%

Return vs Industry: HRGG matched the US Banks industry which returned 29.2% over the past year.

Return vs Market: HRGG exceeded the US Market which returned 25.5% over the past year.

Price Volatility

Is HRGG's price volatile compared to industry and market?
HRGG volatility
HRGG Average Weekly Movement	2.3%
Banks Industry Average Movement	3.3%
Market Average Movement	7.2%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: HRGG has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine HRGG's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1924	n/a	William Crumhorn	www.heritagebank.org

Heritage NOLA Bancorp, Inc. operates as a holding company for Heritage Bank of St. Tammany that provides various financial services in Louisiana. Its deposit accounts include non-interest-bearing and interest-bearing demand, savings, individual retirement, and certificates of deposit. The company’s loan portfolio comprises one- to four-family real estate; multi-family real estate; commercial real estate; construction and land; commercial and consumer; home equity lines of credit; and business loans.

Heritage NOLA Bancorp, Inc. Fundamentals Summary

How do Heritage NOLA Bancorp's earnings and revenue compare to its market cap?
HRGG fundamental statistics
Market cap	US$23.09m
Earnings (TTM)	US$479.00k
Revenue (TTM)	US$6.02m

48.2x

P/E Ratio

1.1x

P/B Ratio

Is HRGG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HRGG income statement (TTM)
Revenue	US$6.02m
Cost of Revenue	US$0
Gross Profit	US$6.02m
Other Expenses	US$5.54m
Earnings	US$479.00k

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0.40
Gross Margin	100.00%
Net Profit Margin	7.96%
Debt/Equity Ratio	45.2%

How did HRGG perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/06/17 14:27
End of Day Share Price	2026/06/11 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Heritage NOLA Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Heritage NOLA Bancorp, Inc.OTCPK:HRGG Stock Report