OTCPK:LOGN

Stock Analysis Report

Logansport Financial

Executive Summary

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank, FSB that provides a range of banking and financial services to individual and corporate customers primarily in the Cass County, Indiana.

Snowflake

Fundamentals

Flawless balance sheet average dividend payer.

Risks

  • Logansport Financial is not covered by any analysts.

Share Price & News

How has Logansport Financial's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.3%

OTCPK:LOGN

2.4%

US Mortgage

2.9%

US Market


1 Year Return

-8.2%

OTCPK:LOGN

-1.5%

US Mortgage

0.2%

US Market

LOGN underperformed the Mortgage industry which returned -2% over the past year.

LOGN underperformed the Market in United States of America which returned -0.7% over the past year.


Share holder returns

LOGNIndustryMarket
7 Day-1.3%2.4%2.9%
30 Day0.9%-1.5%-2.3%
90 Day-1.9%0.6%3.1%
1 Year1.2%-8.2%0.6%-1.5%2.4%0.2%
3 Year22.8%0.1%32.6%23.8%41.7%32.4%
5 Year76.7%36.8%58.2%41.6%55.1%37.9%

Price Volatility Vs. Market

How volatile is Logansport Financial's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Logansport Financial undervalued based on future cash flows and its price relative to the stock market?

11.11x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Logansport Financial's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Logansport Financial's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Logansport Financial is good value based on earnings compared to the US Mortgage industry average.

Logansport Financial is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Logansport Financial, we can't assess if its growth is good value.


Price Based on Value of Assets

Logansport Financial is good value based on assets compared to the US Mortgage industry average.


Next Steps

Future Growth

How is Logansport Financial expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Logansport Financial is high growth as no revenue estimate data is available.

Logansport Financial's earnings are expected to grow by 1.5% yearly, however this is not considered high growth (20% yearly).

Unable to compare Logansport Financial's revenue growth to the United States of America market average as no estimate data is available.

Logansport Financial's earnings growth is positive but not above the United States of America market average.

Logansport Financial's earnings growth is positive but not above the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Logansport Financial will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Logansport Financial performed over the past 5 years?

4.8%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Logansport Financial's year on year earnings growth rate has been positive over the past 5 years.

Logansport Financial's 1-year earnings growth is less than its 5-year average (2.8% vs 4.8%)

Logansport Financial's earnings growth has not exceeded the US Mortgage industry average in the past year (2.8% vs 32.9%).


Return on Equity

Logansport Financial has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Logansport Financial used its assets more efficiently than the US Mortgage industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Logansport Financial improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Logansport Financial's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Logansport Financial has an acceptable proportion of non-loan assets held.

Logansport Financial has a sufficient allowance for bad loans.

Logansport Financial's liabilities are made up of primarily low risk sources of funding.

Logansport Financial's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).

Loans at Logansport Financial are broadly funded by customer deposits.

Logansport Financial has an acceptable level of bad loans (less than 2%).


Next Steps

Dividend

What is Logansport Financial's current dividend yield, its reliability and sustainability?

3.59%

Current Dividend Yield


Upcoming Dividend Payment

Purchase Logansport Financial before the 'Buy Limit' to receive their next dividend payment.


Dividend Yield and Payments Analysis

Logansport Financial's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

Logansport Financial's dividend is below the markets top 25% of dividend payers in United States of America (3.85%).

Dividends per share have been stable in the past 10 years.

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (2x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Logansport Financial's salary, the management and board of directors tenure and is there insider trading?

14.4yrs

Average management tenure


CEO

Arden Cramer 0

9.3yrs

Tenure

0

Mr. Arden L. Cramer has been Chief Executive Officer and President of Logansport Financial Corp and serves as its Director and its subsidiary, Logansport Savings Bank since May 2010. Mr. Cramer has over 30 ...


Management Age and Tenure

14.4yrs

Average Tenure

The average tenure for the Logansport Financial management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

9.3yrs

Average Tenure

66yo

Average Age

The tenure for the Logansport Financial board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Charles Evans (72yo)

    VP, Director

    • Tenure: 0.0yrs
    • Compensation: US$110.15k
  • Allen Schieber (70yo)

    Senior Vice President of Logansport Savings Bank

    • Tenure: 19.6yrs
    • Compensation: US$102.05k
  • Sheila Wildermuth

    Senior VP of Operations

    • Tenure: 0.0yrs
  • Arden Cramer

    President

    • Tenure: 9.3yrs
  • Chad Higgins

    CFO, Secretary & Treasurer

    • Tenure: 8.5yrs
  • Mike Thompson

    Executive Officer of Internal Audit/compliance For Logansport Savings Bank Fsb

    • Tenure: 0.0yrs

Board Members

  • David Wihebrink (71yo)

    Vice Chairman of the Board

    • Tenure: 0.0yrs
    • Compensation: US$208.75k
  • Charles Evans (72yo)

    VP, Director

    • Tenure: 0.0yrs
    • Compensation: US$110.15k
  • Brian Morrill (61yo)

    Chairman of the Board

    • Tenure: 0.0yrs
  • Todd Weinstein (57yo)

    Director

    • Tenure: 18.3yrs
  • Arden Cramer

    President

    • Tenure: 9.3yrs
  • R. Groff

    Director

    • Tenure: 3.6yrs
  • Gary Enders

    Director

    • Tenure: 9.3yrs
  • Joyce Eshelman

    Director

    • Tenure: 9.3yrs
  • Tom Steinberger

    Director

    • Tenure: 13.6yrs
  • J. Firmani

    Director

    • Tenure: 1.1yrs

Company Information

Logansport Financial Corp.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Logansport Financial Corp.
  • Ticker: LOGN
  • Exchange: OTCPK
  • Founded: 1925
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: US$24.057m
  • Shares outstanding: 616.84k
  • Website: https://www.logansportsavings.com

Location

  • Logansport Financial Corp.
  • 723 East Broadway
  • Logansport
  • Indiana
  • 46947
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
LOGNOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 1995

Biography

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank, FSB that provides a range of banking and financial services to individual and corporate customers primarily in the Ca ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/21 23:38
End of Day Share Price2019/08/19 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.