FBPI Stock Overview

Operates as the bank holding company for First Federal Savings Bank, which provides various banking products and services to individuals and business customers in the United States. More details

FBPI fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 13.5% below our estimate of its fair value

Risk Analysis

Earnings have declined by 1.1% per year over past 5 years

Does not have a meaningful market cap ($17M)

Profit margins (6.7%) are lower than last year (13.9%)

My Notes

Capture your thoughts, links and company narrative

First Bancorp of Indiana, Inc. Competitors

Crazy Woman Creek Bancorp

OTCPK:CRZY

US$17.5m

Fleetwood Bank

OTCPK:FLEW

US$19.2m

Enterprise Financial Services Group

OTCPK:EFSG

US$18.8m

Seneca Financial

OTCPK:SNNF

US$16.4m

Price History & Performance

Summary of share price highs, lows and changes for First Bancorp of Indiana
Historical stock prices
Current Share Price	US$10.12
52 Week High	US$15.00
52 Week Low	US$9.50
Beta	0.40
1 Month Change	3.27%
3 Month Change	-8.00%
1 Year Change	-20.63%
3 Year Change	-51.58%
5 Year Change	-47.70%
Change since IPO	10.04%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	FBPI	US Banks	US Market
7D	2.6%	-3.4%	-2.4%
1Y	-20.6%	29.1%	23.4%

Return vs Industry: FBPI underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: FBPI underperformed the US Market which returned 23.4% over the past year.

Price Volatility

Is FBPI's price volatile compared to industry and market?
FBPI volatility
FBPI Average Weekly Movement	4.9%
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: FBPI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine FBPI's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1904	n/a	Mike Head	www.firstfedsavings.bank

First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank, which provides various banking products and services to individuals and business customers in the United States. The company accepts various deposits such as checking, savings, health savings, money market, and individual retirement accounts, as well as certificates of deposit. It also offers mortgage and home equity loans; consumer loans, including auto, motorcycle, boat, and recreational vehicle loans; and commercial real estate, equipment, owner occupied and investment real estate financing, as well as working capital line of credit, business loans, and small business administration loans.

First Bancorp of Indiana, Inc. Fundamentals Summary

How do First Bancorp of Indiana's earnings and revenue compare to its market cap?
FBPI fundamental statistics
Market cap	US$17.01m
Earnings (TTM)	US$1.24m
Revenue (TTM)	US$18.40m

13.8x

P/E Ratio

0.5x

P/B Ratio

Is FBPI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FBPI income statement (TTM)
Revenue	US$18.40m
Cost of Revenue	US$0
Gross Profit	US$18.40m
Other Expenses	US$17.16m
Earnings	US$1.24m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.74
Gross Margin	100.00%
Net Profit Margin	6.72%
Debt/Equity Ratio	347.8%

How did FBPI perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 01:13
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Bancorp of Indiana, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution