PFSB Stock Overview
Operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
PFS Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.10 |
| 52 Week High | US$11.25 |
| 52 Week Low | US$8.55 |
| Beta | 0 |
| 1 Month Change | 6.22% |
| 3 Month Change | 13.85% |
| 1 Year Change | 16.97% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 23.33% |
Recent News & Updates
Recent updates
Shareholder Returns
| PFSB | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.7% | -3.4% | -2.4% |
| 1Y | 17.0% | 29.1% | 23.4% |
Return vs Industry: PFSB underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: PFSB underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| PFSB volatility | |
|---|---|
| PFSB Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PFSB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PFSB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1887 | 24 | Eric Heagy | www.perufederalsavings.com |
PFS Bancorp, Inc. operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States. The company offers checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts; and non-interest-bearing demand, interest-bearing demand, money market, and time deposits. It also provides one- to four-family residential mortgage loans, multi-family real estate loans, commercial real estate loans, agricultural real estate loans, construction and land development loans, commercial loans, home equity loans and lines of credit, and consumer loans.
PFS Bancorp, Inc. Fundamentals Summary
| PFSB fundamental statistics | |
|---|---|
| Market cap | US$17.28m |
| Earnings (TTM) | US$1.08m |
| Revenue (TTM) | US$5.57m |
16.0x
P/E Ratio0.5x
P/B RatioIs PFSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFSB income statement (TTM) | |
|---|---|
| Revenue | US$5.57m |
| Cost of Revenue | US$0 |
| Gross Profit | US$5.57m |
| Other Expenses | US$4.49m |
| Earnings | US$1.08m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.69 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.37% |
| Debt/Equity Ratio | 0% |
How did PFSB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 10:40 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PFS Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|