APLO Stock Overview

Operates as the bank holding company for Apollo Trust Company that provides banking products and services. More details

APLO fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 24.2% below our estimate of its fair value

Earnings grew by 17.4% over the past year

Pays a high and reliable dividend of 5.7%

Risk Analysis

Earnings have declined by 1.5% per year over past 5 years

Shares are highly illiquid

Does not have a meaningful market cap ($21M)

Apollo Bancorp, Inc. Competitors

CNB

OTCPK:CNBZ

US$21.8m

First Robinson Financial

OTCPK:FRFC

US$21.2m

First Bancshares

OTCPK:FIBH

US$15.8m

Enterprise Financial Services Group

OTCPK:EFSG

US$20.5m

Price History & Performance

Summary of share price highs, lows and changes for Apollo Bancorp
Historical stock prices
Current Share Price	US$40.00
52 Week High	US$42.46
52 Week Low	US$33.76
Beta	0.35
1 Month Change	1.27%
3 Month Change	11.17%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	0%
Change since IPO	-11.11%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	APLO	US Banks	US Market
7D	0%	4.8%	2.3%
1Y	n/a	11.0%	5.9%

Return vs Industry: Insufficient data to determine how APLO performed against the US Banks industry.

Return vs Market: Insufficient data to determine how APLO performed against the US Market.

Price Volatility

Is APLO's price volatile compared to industry and market?
APLO volatility
APLO Average Weekly Movement	n/a
Banks Industry Average Movement	4.7%
Market Average Movement	7.8%
10% most volatile stocks in US Market	16.5%
10% least volatile stocks in US Market	4.1%

Stable Share Price: APLO's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine APLO's volatility change over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

About the Company

Founded	Employees	CEO	Website
1871	n/a	Nelson Person	www.apollotrust.com

Apollo Bancorp, Inc. operates as the bank holding company for Apollo Trust Company that provides banking products and services. The company provides business and personal checking and savings accounts, and holiday club accounts, as well as money market deposits, certificates of deposit, and individual retirement accounts. It offers mortgages, refinancing, home equity loans, auto and personal loans, and construction and lot loans; and commercial loans, lines of credit, and commercial real estate financing.

Apollo Bancorp, Inc. Fundamentals Summary

How do Apollo Bancorp's earnings and revenue compare to its market cap?
APLO fundamental statistics
Market cap	US$20.59m
Earnings (TTM)	US$2.00m
Revenue (TTM)	US$8.86m

10.3x

P/E Ratio

0.9x

P/B Ratio

Is APLO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
APLO income statement (TTM)
Revenue	US$8.86m
Cost of Revenue	US$0
Gross Profit	US$8.86m
Other Expenses	US$6.85m
Earnings	US$2.00m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.89
Gross Margin	100.00%
Net Profit Margin	22.60%
Debt/Equity Ratio	137.2%

How did APLO perform over the long term?

See historical performance and comparison

Dividends

5.7%

Current Dividend Yield

58%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/04/23 13:02
End of Day Share Price	2025/04/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Apollo Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.