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Elmer Bancorp, Inc.OTCPK:ELMA Stock Report

Market Cap US$26.5m
Share Price
US$23.00
n/a
1Y3.6%
7D0.04%
Portfolio Value
View

Elmer Bancorp, Inc.

OTCPK:ELMA Stock Report

Market Cap: US$26.5m

Elmer Bancorp (ELMA) Stock Overview

Operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services in New Jersey. More details

ELMA fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends1/6

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Elmer Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Elmer Bancorp
Historical stock prices
Current Share PriceUS$23.00
52 Week HighUS$23.45
52 Week LowUS$20.35
Beta0.32
1 Month Change1.99%
3 Month Change2.45%
1 Year Change3.60%
3 Year Change26.51%
5 Year Change53.33%
Change since IPO104.44%

Recent News & Updates

Recent updates

Shareholder Returns

ELMAUS BanksUS Market
7D0.04%1.6%1.8%
1Y3.6%30.1%19.4%

Return vs Industry: ELMA underperformed the US Banks industry which returned 27.8% over the past year.

Return vs Market: ELMA underperformed the US Market which returned 17.3% over the past year.

Price Volatility

Is ELMA's price volatile compared to industry and market?
ELMA volatility
ELMA Average Weekly Movementn/a
Banks Industry Average Movement3.9%
Market Average Movement6.6%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.0%

Stable Share Price: ELMA's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine ELMA's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1903n/aBrian Joneswww.elmerbank.com

Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various business and personal banking products and services in New Jersey. It offers checking, savings, money market, NOW, Christmas club, and individual retirement accounts, as well as certificates of deposit. The company also provides business loans, such as commercial and industrial loans, term loans, lines of credit, commercial real estate loans, and construction and land development loans; construction, jumbo, fixed, and adjustable-rate mortgages, as well as business lines of credit and letters of credit; and small business administration loans, home equity loans, residential mortgages, and consumer loans.

Elmer Bancorp, Inc. Fundamentals Summary

How do Elmer Bancorp's earnings and revenue compare to its market cap?
ELMA fundamental statistics
Market capUS$26.48m
Earnings (TTM)US$3.30m
Revenue (TTM)US$17.14m
8.0x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ELMA income statement (TTM)
RevenueUS$17.14m
Cost of RevenueUS$0
Gross ProfitUS$17.14m
Other ExpensesUS$13.84m
EarningsUS$3.30m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.87
Gross Margin100.00%
Net Profit Margin19.25%
Debt/Equity Ratio0%

How did ELMA perform over the long term?

See historical performance and comparison

Dividends

1.7%
Current Dividend Yield
0%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/09 01:16
End of Day Share Price 2026/01/05 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Elmer Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.