Elmer Bancorp Past Earnings Performance

Past criteria checks 2/6

Elmer Bancorp has been growing earnings at an average annual rate of 14.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 7.8% per year. Elmer Bancorp's return on equity is 8.5%, and it has net margins of 17.5%.

Key information

14.1%

Earnings growth rate

14.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate7.8%
Return on equity8.5%
Net Margin17.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Elmer Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:ELMA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24163100
30 Jun 24163100
31 Mar 2416300
31 Dec 23163100
30 Sep 2316490
30 Jun 2316490
31 Mar 2315390
31 Dec 2214390
30 Sep 2213290
30 Jun 2213290
31 Mar 2212200
31 Dec 2113290
30 Sep 2113280
30 Jun 2112180
31 Mar 2112180
31 Dec 2011180
30 Sep 2012280
30 Jun 2012280
31 Mar 2012280
31 Dec 1912280
30 Sep 1912280
30 Jun 1912280
31 Mar 1912280
31 Dec 1812280

Quality Earnings: ELMA has high quality earnings.

Growing Profit Margin: ELMA's current net profit margins (17.5%) are lower than last year (22.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ELMA's earnings have grown by 14.1% per year over the past 5 years.

Accelerating Growth: ELMA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: ELMA had negative earnings growth (-22.3%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: ELMA's Return on Equity (8.5%) is considered low.


Return on Assets


Return on Capital Employed


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