Elmer Bancorp Past Earnings Performance
Past criteria checks 5/6
Elmer Bancorp has been growing earnings at an average annual rate of 13.1%, while the Banks industry saw earnings growing at 10.3% annually. Revenues have been growing at an average rate of 6.5% per year. Elmer Bancorp's return on equity is 10.9%, and it has net margins of 19.9%.
Key information
13.1%
Earnings growth rate
13.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 6.5% |
| Return on equity | 10.9% |
| Net Margin | 19.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Elmer Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 16 | 3 | 0 | 0 |
| 30 Sep 23 | 16 | 4 | 9 | 0 |
| 30 Jun 23 | 16 | 4 | 9 | 0 |
| 31 Mar 23 | 15 | 3 | 9 | 0 |
| 31 Dec 22 | 14 | 3 | 9 | 0 |
| 30 Sep 22 | 13 | 2 | 9 | 0 |
| 30 Jun 22 | 13 | 2 | 9 | 0 |
| 31 Mar 22 | 12 | 2 | 0 | 0 |
| 31 Dec 21 | 13 | 2 | 9 | 0 |
| 30 Sep 21 | 13 | 2 | 8 | 0 |
| 30 Jun 21 | 12 | 1 | 8 | 0 |
| 31 Mar 21 | 12 | 1 | 8 | 0 |
| 31 Dec 20 | 11 | 1 | 8 | 0 |
| 30 Sep 20 | 12 | 2 | 8 | 0 |
| 30 Jun 20 | 12 | 2 | 8 | 0 |
| 31 Mar 20 | 12 | 2 | 8 | 0 |
| 31 Dec 19 | 12 | 2 | 8 | 0 |
| 30 Sep 19 | 12 | 2 | 8 | 0 |
| 30 Jun 19 | 12 | 2 | 8 | 0 |
| 31 Mar 19 | 12 | 2 | 8 | 0 |
| 31 Dec 18 | 12 | 2 | 8 | 0 |
Quality Earnings: ELMA has high quality earnings.
Growing Profit Margin: ELMA's current net profit margins (19.9%) are higher than last year (18.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ELMA's earnings have grown by 13.1% per year over the past 5 years.
Accelerating Growth: ELMA's earnings growth over the past year (22.2%) exceeds its 5-year average (13.1% per year).
Earnings vs Industry: ELMA earnings growth over the past year (22.2%) exceeded the Banks industry -8.9%.
Return on Equity
High ROE: ELMA's Return on Equity (10.9%) is considered low.