Elmer Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Elmer Bancorp has total assets of $371.5M and total equity of $29.3M. Total deposits are $340.3M, and total loans are $274.5M.
Key information
12.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$340.33m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$55.74m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ELMA's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: ELMA has a sufficient allowance for bad loans (288%).
Low Risk Liabilities: 99% of ELMA's liabilities are made up of primarily low risk sources of funding.
Loan Level: ELMA has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: ELMA's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: ELMA has an appropriate level of bad loans (0.5%).