First Bancorp of Indiana Balance Sheet Health
Financial Health criteria checks 5/6
First Bancorp of Indiana has total assets of $634.3M and total equity of $26.6M. Total deposits are $492.4M, and total loans are $467.4M.
Key information
23.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$492.42m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$19.75m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBPI's Assets to Equity ratio (23.8x) is very high.
Allowance for Bad Loans: FBPI has a sufficient allowance for bad loans (151%).
Low Risk Liabilities: 81% of FBPI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBPI has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: FBPI's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: FBPI has an appropriate level of bad loans (0.5%).