First Bancorp of Indiana, Inc.

OTCPK:FBPI Stock Report

Market Cap: US$17.0m

First Bancorp of Indiana Past Earnings Performance

Past criteria checks 1/6

First Bancorp of Indiana's earnings have been declining at an average annual rate of -1.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.6% per year. First Bancorp of Indiana's return on equity is 3.6%, and it has net margins of 6.7%.

Key information

-1.1%

Earnings growth rate

-4.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.6%
Return on equity3.6%
Net Margin6.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How First Bancorp of Indiana makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FBPI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24181140
30 Jun 24192140
30 Sep 23203140
30 Jun 23203140
30 Sep 22182120
30 Jun 22182120
30 Sep 21194120
30 Jun 21194120
31 Mar 21183110
30 Sep 20162110
30 Jun 20152110
31 Mar 2015200
31 Dec 1915200
30 Sep 1916200
30 Jun 19152110
31 Mar 19152110
31 Dec 18152110
30 Sep 18151110
30 Jun 18151110
31 Mar 18141100
31 Dec 17141100
30 Sep 17131100
30 Jun 17131100
31 Mar 1714190
31 Dec 1614290
30 Sep 1614290
30 Jun 1614290
31 Mar 1614290
31 Dec 1514290
30 Sep 1514290
30 Jun 1514290
31 Mar 1513190
31 Dec 1413190
30 Sep 1413190
30 Jun 1413190
31 Mar 1413190
31 Dec 1313190

Quality Earnings: FBPI has high quality earnings.

Growing Profit Margin: FBPI's current net profit margins (6.7%) are lower than last year (13.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FBPI's earnings have declined by 1.1% per year over the past 5 years.

Accelerating Growth: FBPI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FBPI had negative earnings growth (-54.9%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: FBPI's Return on Equity (3.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 08:44
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Bancorp of Indiana, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution