First Bancorp of Indiana Past Earnings Performance
Past criteria checks 2/6
First Bancorp of Indiana has been growing earnings at an average annual rate of 4.1%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 5.5% per year. First Bancorp of Indiana's return on equity is 4.9%, and it has net margins of 8.2%.
Key information
4.1%
Earnings growth rate
1.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.5% |
| Return on equity | 4.9% |
| Net Margin | 8.2% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How First Bancorp of Indiana makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 19 | 2 | 14 | 0 |
| 30 Sep 23 | 20 | 3 | 14 | 0 |
| 30 Jun 23 | 20 | 3 | 14 | 0 |
| 30 Sep 22 | 18 | 2 | 12 | 0 |
| 30 Jun 22 | 18 | 2 | 12 | 0 |
| 30 Sep 21 | 19 | 4 | 12 | 0 |
| 30 Jun 21 | 19 | 4 | 12 | 0 |
| 31 Mar 21 | 18 | 3 | 11 | 0 |
| 30 Sep 20 | 16 | 2 | 11 | 0 |
| 30 Jun 20 | 15 | 2 | 11 | 0 |
| 31 Mar 20 | 15 | 2 | 0 | 0 |
| 31 Dec 19 | 15 | 2 | 0 | 0 |
| 30 Sep 19 | 16 | 2 | 0 | 0 |
| 30 Jun 19 | 15 | 2 | 11 | 0 |
| 31 Mar 19 | 15 | 2 | 11 | 0 |
| 31 Dec 18 | 15 | 2 | 11 | 0 |
| 30 Sep 18 | 15 | 1 | 11 | 0 |
| 30 Jun 18 | 15 | 1 | 11 | 0 |
| 31 Mar 18 | 14 | 1 | 10 | 0 |
| 31 Dec 17 | 14 | 1 | 10 | 0 |
| 30 Sep 17 | 13 | 1 | 10 | 0 |
| 30 Jun 17 | 13 | 1 | 10 | 0 |
| 31 Mar 17 | 14 | 1 | 9 | 0 |
| 31 Dec 16 | 14 | 2 | 9 | 0 |
| 30 Sep 16 | 14 | 2 | 9 | 0 |
| 30 Jun 16 | 14 | 2 | 9 | 0 |
| 31 Mar 16 | 14 | 2 | 9 | 0 |
| 31 Dec 15 | 14 | 2 | 9 | 0 |
| 30 Sep 15 | 14 | 2 | 9 | 0 |
| 30 Jun 15 | 14 | 2 | 9 | 0 |
| 31 Mar 15 | 13 | 1 | 9 | 0 |
| 31 Dec 14 | 13 | 1 | 9 | 0 |
| 30 Sep 14 | 13 | 1 | 9 | 0 |
| 30 Jun 14 | 13 | 1 | 9 | 0 |
| 31 Mar 14 | 13 | 1 | 9 | 0 |
| 31 Dec 13 | 13 | 1 | 9 | 0 |
Quality Earnings: FBPI has high quality earnings.
Growing Profit Margin: FBPI's current net profit margins (8.2%) are lower than last year (14.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FBPI's earnings have grown by 4.1% per year over the past 5 years.
Accelerating Growth: FBPI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FBPI had negative earnings growth (-46.2%) over the past year, making it difficult to compare to the Banks industry average (-13.1%).
Return on Equity
High ROE: FBPI's Return on Equity (4.9%) is considered low.