OTCPK:FLEW

Stock Analysis Report

Executive Summary

Fleetwood Bank Corporation operates as a holding company for the Fleetwood Bank that provides banking services to its customers in Pennsylvania.

Snowflake

Fundamentals

Not a dividend payer with weak fundamentals.


Similar Companies

Share Price & News

How has Fleetwood Bank's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.3%

FLEW

4.1%

US Banks

1.0%

US Market


1 Year Return

-7.7%

FLEW

7.2%

US Banks

8.0%

US Market

Return vs Industry: FLEW underperformed the US Banks industry which returned 7.2% over the past year.

Return vs Market: FLEW underperformed the US Market which returned 8% over the past year.


Shareholder returns

FLEWIndustryMarket
7 Day-0.3%4.1%1.0%
30 Day2.0%2.8%-0.07%
90 Dayn/a2.9%-1.0%
1 Year-5.3%-7.7%10.3%7.2%10.4%8.0%
3 Yearn/a53.9%43.3%46.2%36.7%
5 Year47.0%26.7%71.9%53.1%64.3%46.2%

Price Volatility Vs. Market

How volatile is Fleetwood Bank's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Fleetwood Bank undervalued compared to its fair value and its price relative to the market?


Share Price vs. Fair Value

Below Fair Value: FLEW ($74.75) is trading above our estimate of fair value ($25.63)

Significantly Below Fair Value: FLEW is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: Insufficient data to calculate FLEW's PE Ratio to determine if it is good value compared to the Banks industry average.

PE vs Market: Insufficient data to calculate FLEW's PE Ratio to determine if it is good value compared to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate FLEW's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: Insufficient data to calculate FLEW's PB Ratio to determine if it is good value.


Next Steps

Future Growth

How is Fleetwood Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

0.6%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Fleetwood Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of FLEW’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Fleetwood Bank's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Fleetwood Bank performed over the past 5 years?

15.6%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Fleetwood Bank has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

  • When a company lacks a financial track record, its management’s track record becomes important. Corporate governance also plays an important role in a young business as board members are seen as highly-experienced leaders to help steer the company into the future. Take a look at Fleetwood Bank's' management and board experience and expertise to assess their ability to deliver on their strategic promises.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Fleetwood Bank's filings and announcements here.
  • Explore strong past performing companies in the Banks industry.

Financial Health

How is Fleetwood Bank's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Fleetwood Bank's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Fleetwood Bank has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of FLEW’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Fleetwood Bank's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Fleetwood Bank's current dividend yield, its reliability and sustainability?

2.57%

Current Dividend Yield


Dividend Yield vs Market

company2.6%marketbottom25%1.4%markettop25%3.7%industryaverage3.0%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: FLEW's dividend (2.57%) is higher than the bottom 25% of dividend payers in the US market (1.44%).

High Dividend: FLEW's dividend (2.57%) is low compared to the top 25% of dividend payers in the US market (3.68%).

Stable Dividend: Whilst dividend payments have been stable, FLEW has been paying a dividend for less than 10 years.

Growing Dividend: FLEW has only been paying a dividend for 5 years, and since then payments have not increased.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of Fleetwood Bank's salary, the management and board of directors tenure and is there insider trading?


CEO

Tim Snyder 0

2.8yrs

Tenure

0

Mr. Timothy P. Snyder, also known as Tim, has been the Chief Executive Officer and President of Fleetwood Bank Corporation since 2017 and also serves as its Director. Mr. Snyder has been the Chief Executiv ...


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team

  • Tim Snyder

    President

    • Tenure: 2.8yrs
  • Franklin Brown

    Assistant Secretary & Director

    • Tenure: 0yrs
  • Franklin Hoch

    Treasurer & Director

    • Tenure: 0yrs
  • Peter Merkel

    Secretary & Director

    • Tenure: 0yrs
  • Lynn Kopicz

    • Tenure: 0yrs
  • Shannon Illiano

    Assistant Secretary & Director

    • Tenure: 0yrs

Board Members

  • Tim Snyder

    President

    • Tenure: 2.8yrs
  • Franklin Brown

    Assistant Secretary & Director

    • Tenure: 0yrs
  • Franklin Hoch

    Treasurer & Director

    • Tenure: 0yrs
  • Rich Meares

    Chairman of the Board

    • Tenure: 0yrs
  • Peter Merkel

    Secretary & Director

    • Tenure: 0yrs
  • Bruce Rhoads

    Director

    • Tenure: 7.8yrs
  • Shannon Illiano

    Assistant Secretary & Director

    • Tenure: 0yrs
  • John Skrip

    Director

    • Tenure: 0yrs

Company Information

Fleetwood Bank Corporation's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Fleetwood Bank Corporation
  • Ticker: FLEW
  • Exchange: OTCPK
  • Founded: 1907
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$0
  • Shares outstanding: 0
  • Website: https://www.fleetwoodbank.com

Location

  • Fleetwood Bank Corporation
  • Main & Franklin Streets
  • Fleetwood
  • Pennsylvania
  • 19522
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
FLEWOTCPK (Pink Sheets LLC)YesCommon StockUSUSDSep 1996

Biography

Fleetwood Bank Corporation operates as a holding company for the Fleetwood Bank that provides banking services to its customers in Pennsylvania. The company accepts checking accounts, savings and money mar ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/21 23:36
End of Day Share Price2019/10/21 00:00
Earnings2014/12/31
Annual Earnings2014/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.