GOVB Stock Overview
Operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Gouverneur Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.50 |
| 52 Week High | US$13.50 |
| 52 Week Low | US$9.50 |
| Beta | 0.21 |
| 1 Month Change | 4.17% |
| 3 Month Change | 21.95% |
| 1 Year Change | 13.64% |
| 3 Year Change | -25.92% |
| 5 Year Change | -52.38% |
| Change since IPO | 31.70% |
Recent News & Updates
Recent updates
Shareholder Returns
| GOVB | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.8% | -3.4% | -2.4% |
| 1Y | 13.6% | 29.1% | 23.4% |
Return vs Industry: GOVB underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: GOVB underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| GOVB volatility | |
|---|---|
| GOVB Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: GOVB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine GOVB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1892 | 46 | Robert Barlow | www.gouverneurbank.com |
Gouverneur Bancorp, Inc. operates as the holding company for Gouverneur Savings and Loan Association that provides various banking products and services to individuals and businesses in New York. It accepts passbook savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. The company’s loan products include mortgage loans, one- to four-family residential loans, commercial real estate loans, and multi-family residential real estate loans, residential and commercial construction loans, commercial land loans, home equity loans, lines of credit, commercial loans, automobiles, motorcycles, campers, boats, and other recreational vehicles, as well as personal secured and unsecured loans.
Gouverneur Bancorp, Inc. Fundamentals Summary
| GOVB fundamental statistics | |
|---|---|
| Market cap | US$13.84m |
| Earnings (TTM) | US$488.00k |
| Revenue (TTM) | US$7.78m |
28.4x
P/E Ratio0.4x
P/B RatioIs GOVB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GOVB income statement (TTM) | |
|---|---|
| Revenue | US$7.78m |
| Cost of Revenue | US$0 |
| Gross Profit | US$7.78m |
| Other Expenses | US$7.29m |
| Earnings | US$488.00k |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.44 |
| Gross Margin | 100.00% |
| Net Profit Margin | 6.27% |
| Debt/Equity Ratio | 15.7% |
How did GOVB perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yield27%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:27 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Gouverneur Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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