Heritage NOLA Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Heritage NOLA Bancorp has total assets of $174.0M and total equity of $20.3M. Total deposits are $131.2M, and total loans are $138.1M.
Key information
8.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$131.16m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$8.28m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HRGG's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: HRGG has a sufficient allowance for bad loans (300%).
Low Risk Liabilities: 85% of HRGG's liabilities are made up of primarily low risk sources of funding.
Loan Level: HRGG has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: HRGG's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: HRGG has an appropriate level of bad loans (0.3%).