CIWV Stock Overview
Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Citizens Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.50 |
| 52 Week High | US$22.00 |
| 52 Week Low | US$18.26 |
| Beta | 0.22 |
| 1 Month Change | -2.45% |
| 3 Month Change | 5.18% |
| 1 Year Change | n/a |
| 3 Year Change | 15.11% |
| 5 Year Change | 30.35% |
| Change since IPO | 152.72% |
Recent News & Updates
No updates
Recent updates
No updates
Shareholder Returns
| CIWV | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 5.3% | 1.0% |
| 1Y | n/a | 31.6% | 21.9% |
Return vs Industry: Insufficient data to determine how CIWV performed against the US Banks industry.
Return vs Market: Insufficient data to determine how CIWV performed against the US Market.
Price Volatility
| CIWV volatility | |
|---|---|
| CIWV Average Weekly Movement | n/a |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CIWV has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine CIWV's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1924 | n/a | Nathaniel Bonnell | www.citizenswv.com |
Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that engages in the provision of retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The company also offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, lines of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; debit and credit cards; and insured cash sweep and CDARS.
Citizens Financial Corp. Fundamentals Summary
| CIWV fundamental statistics | |
|---|---|
| Market cap | US$34.78m |
| Earnings (TTM) | US$6.24m |
| Revenue (TTM) | US$20.54m |
5.6x
P/E Ratio0.8x
P/B RatioIs CIWV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIWV income statement (TTM) | |
|---|---|
| Revenue | US$20.54m |
| Cost of Revenue | US$0 |
| Gross Profit | US$20.54m |
| Other Expenses | US$14.30m |
| Earnings | US$6.24m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.50 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.38% |
| Debt/Equity Ratio | 60.2% |
How did CIWV perform over the long term?
See historical performance and comparison