Citizens Financial Past Earnings Performance
Past criteria checks 1/6
Citizens Financial has been growing earnings at an average annual rate of 10.9%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 10.1% per year. Citizens Financial's return on equity is 14.5%, and it has net margins of 30.4%.
Key information
10.9%
Earnings growth rate
11.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 10.1% |
| Return on equity | 14.5% |
| Net Margin | 30.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How Citizens Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 21 | 6 | 10 | 0 |
| 30 Sep 23 | 21 | 6 | 9 | 0 |
| 30 Jun 23 | 20 | 6 | 9 | 0 |
| 31 Mar 23 | 20 | 7 | 9 | 0 |
| 31 Dec 22 | 19 | 7 | 9 | 0 |
| 31 Dec 21 | 17 | 6 | 8 | 0 |
| 31 Dec 20 | 15 | 4 | 8 | 0 |
| 31 Dec 15 | 10 | 1 | 7 | 0 |
| 31 Dec 14 | 11 | 2 | 6 | 0 |
Quality Earnings: CIWV has high quality earnings.
Growing Profit Margin: CIWV's current net profit margins (30.4%) are lower than last year (33.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if CIWV's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: CIWV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CIWV had negative earnings growth (-4.6%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: CIWV's Return on Equity (14.5%) is considered low.