Citizens Financial Balance Sheet Health
Financial Health criteria checks 6/6
Citizens Financial has total assets of $651.9M and total equity of $43.2M. Total deposits are $578.6M, and total loans are $520.8M.
Key information
15.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$578.64m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$11.22m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CIWV's Assets to Equity ratio (15.1x) is moderate.
Allowance for Bad Loans: CIWV has a sufficient allowance for bad loans (365%).
Low Risk Liabilities: 95% of CIWV's liabilities are made up of primarily low risk sources of funding.
Loan Level: CIWV has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: CIWV's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: CIWV has an appropriate level of bad loans (0.2%).