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EDVR

Endeavor Bancorp OTCPK:EDVR Stock Report

Last Price

US$10.24

Market Cap

US$34.6m

7D

1.4%

1Y

10.5%

Updated

30 Jul, 2022

Data

Company Financials
EDVR fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health0/6
Dividends0/6

EDVR Stock Overview

Endeavor Bancorp. operates as the bank holding company for Endeavor Bank that provides various banking products and services for small-to-medium-sized businesses, business owners and professionals, and real estate owners and investors.

Endeavor Bancorp Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Endeavor Bancorp
Historical stock prices
Current Share PriceUS$10.24
52 Week HighUS$10.50
52 Week LowUS$8.95
Beta0
1 Month Change2.40%
3 Month Change2.40%
1 Year Change10.49%
3 Year Change1.89%
5 Year Changen/a
Change since IPO-2.01%

Recent News & Updates

Shareholder Returns

EDVRUS BanksUS Market
7D1.4%2.1%4.2%
1Y10.5%-10.5%-12.7%

Return vs Industry: EDVR exceeded the US Banks industry which returned -10.5% over the past year.

Return vs Market: EDVR exceeded the US Market which returned -12.7% over the past year.

Price Volatility

Is EDVR's price volatile compared to industry and market?
EDVR volatility
EDVR Average Weekly Movementn/a
Banks Industry Average Movement3.8%
Market Average Movement8.2%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.3%

Stable Share Price: Insufficient data to determine EDVR's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine EDVR's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2018n/aDan Yateshttps://www.bankendeavor.com

Endeavor Bancorp. operates as the bank holding company for Endeavor Bank that provides various banking products and services for small-to-medium-sized businesses, business owners and professionals, and real estate owners and investors. It offers checking, money market, and savings accounts, as well as certificates of deposit; and consultative banking services.

Endeavor Bancorp Fundamentals Summary

How do Endeavor Bancorp's earnings and revenue compare to its market cap?
EDVR fundamental statistics
Market CapUS$34.63m
Earnings (TTM)US$1.42m
Revenue (TTM)US$8.61m

0.0x

P/E Ratio

0.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EDVR income statement (TTM)
RevenueUS$8.61m
Cost of RevenueUS$0
Gross ProfitUS$8.61m
Other ExpensesUS$7.19m
EarningsUS$1.42m

Last Reported Earnings

Dec 31, 2020

Next Earnings Date

n/a

Earnings per share (EPS)0
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did EDVR perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is EDVR undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for EDVR?

Other financial metrics that can be useful for relative valuation.

EDVR key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Book Ratio vs Peers

How does EDVR's PB Ratio compare to its peers?

EDVR PB Ratio vs Peers
The above table shows the PB ratio for EDVR vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPBEstimated GrowthMarket Cap
Peer Average0.8x
FBPI First Bancorp of Indiana
0.8xn/aUS$33.1m
ESBS ES Bancshares
0.9xn/aUS$35.6m
SVVB Savi Financial Corporation
0.9xn/aUS$33.9m
GSBX Golden State Bancorp
0.8xn/aUS$34.3m
EDVR Endeavor Bancorp
n/an/aUS$34.6m

Price-To-Book vs Peers: Insufficient data to calculate EDVR's Price-To-Book Ratio vs. peers for valuation analysis.


Price to Earnings Ratio vs Industry

How does EDVR's PE Ratio compare vs other companies in the US Banks Industry?

Price-To-Book vs Industry: Insufficient data to calculate EDVR's Price-To-Book Ratio vs. industry for valuation analysis.


Price to Book Ratio vs Fair Ratio

What is EDVR's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

EDVR PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ration/a
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate EDVR's Price-To-Book Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of EDVR when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate EDVR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate EDVR's fair value for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


Discover undervalued companies

  • Take a look at our analysis of EDVR's management and see if the CEO's compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Endeavor Bancorp regulatory filings here.

Future Growth

How is Endeavor Bancorp forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


10.4%

Forecasted Banks industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Endeavor Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Take a look at our analysis of EDVR’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Endeavor Bancorp's filings and announcements here.

Past Performance

How has Endeavor Bancorp performed over the past 5 years?

Past Performance Score

0/6

Past Performance Score 0/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


15.7%

Historical Banks annual earnings growth

In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Endeavor Bancorp has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Discover strong past performing companies

  • When a company lacks a financial track record, its management’s track record becomes important. Corporate governance also plays an important role in a young business as board members are seen as highly-experienced leaders to help steer the company into the future. Take a look at Endeavor Bancorp's management and board experience and expertise to assess their ability to deliver on their strategic promises.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Endeavor Bancorp's filings and announcements here.

Financial Health

How is Endeavor Bancorp's financial position? (This company is analysed differently as a bank or financial institution)

Financial Health Score

0/6

Financial Health Score 0/6

  • Asset Level

  • Allowance for Bad Loans

  • Low Risk Liabilities

  • Loan Level

  • Low Risk Deposits

  • Level of Bad Loans

In this section we usually analyse Endeavor Bancorp's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Endeavor Bancorp has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Discover healthy companies

  • Take a look at our analysis of EDVR’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Endeavor Bancorp's financial data was last updated here.

Dividend

What is Endeavor Bancorp current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate EDVR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate EDVR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if EDVR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if EDVR's dividend payments have been increasing.


Current Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of EDVR's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

4.3yrs

Average management tenure


CEO

Dan Yates (61 yo)

5.5yrs

Tenure

US$471,877

Compensation

Mr. Daniel C. Yates, also known as Dan, has been the Chief Executive Officer of Endeavor Bank since 2017 and has been its Director since 2017. Mr. Yates is Chief Executive Officer and Director at Endeavor...


CEO Compensation Analysis

Compensation vs Market: Dan's total compensation ($USD471.88K) is below average for companies of similar size in the US market ($USD770.27K).

Compensation vs Earnings: Insufficient data to compare Dan's compensation with company performance.


Leadership Team

Experienced Management: EDVR's management team is considered experienced (4.3 years average tenure).


Board Members

Experienced Board: EDVR's board of directors are considered experienced (5.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Endeavor Bancorp's employee growth, exchange listings and data sources


Key Information

  • Name: Endeavor Bancorp
  • Ticker: EDVR
  • Exchange: OTCPK
  • Founded: 2018
  • Industry: Regional Banks
  • Sector: Banks
  • Implied Market Cap: US$34.628m
  • Shares outstanding: 3.38m
  • Website: https://www.bankendeavor.com

Location

  • Endeavor Bancorp
  • 750 B Street
  • Suite 3110
  • San Diego
  • California
  • 92101
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/07/30 00:00
End of Day Share Price2022/07/29 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.