HFBK Stock Overview
Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units in Harford County, Maryland, Cecil County, and neighboring counties.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Harford Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.42 |
| 52 Week High | US$35.00 |
| 52 Week Low | US$31.40 |
| Beta | 0.040 |
| 1 Month Change | -1.81% |
| 3 Month Change | -4.79% |
| 1 Year Change | -1.97% |
| 3 Year Change | 13.18% |
| 5 Year Change | 8.72% |
| Change since IPO | 187.67% |
Recent News & Updates
No updates
Recent updates
No updates
Shareholder Returns
| HFBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.3% | -4.1% | -3.7% |
| 1Y | -2.0% | 19.9% | 20.5% |
Return vs Industry: HFBK underperformed the US Banks industry which returned 19.2% over the past year.
Return vs Market: HFBK underperformed the US Market which returned 20.2% over the past year.
Price Volatility
| HFBK volatility | |
|---|---|
| HFBK Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: HFBK has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine HFBK's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1964 | 87 | n/a | www.harfordbank.com |
Harford Bank offers commercial and retail banking products and services for individuals, businesses, and governmental units in Harford County, Maryland, Cecil County, and neighboring counties. It provides various deposit services, including checking, savings, money market, certificates of deposit, and individual retirement accounts. The company also offers various commercial loans, which include secured and unsecured loans for working capital, business expansion loans, and equipment and machinery purchase loans, as well as commercial mortgages secured by real estate, real estate construction loans, and real estate acquisition loans.
Harford Bank Fundamentals Summary
| HFBK fundamental statistics | |
|---|---|
| Market cap | US$46.47m |
| Earnings (TTM) | US$6.04m |
| Revenue (TTM) | US$23.38m |
7.7x
P/E Ratio0.8x
P/B RatioIs HFBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HFBK income statement (TTM) | |
|---|---|
| Revenue | US$23.38m |
| Cost of Revenue | US$0 |
| Gross Profit | US$23.38m |
| Other Expenses | US$17.34m |
| Earnings | US$6.04m |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.08 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.82% |
| Debt/Equity Ratio | 75.3% |
How did HFBK perform over the long term?
See historical performance and comparison