Harford Bank Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	no data
CEO ownership	n/a
Management average tenure	7.7yrs
Board average tenure	21yrs

Recent management updates

No updates

Recent updates

No updates

CEO

Harford Bank has no CEO, or we have no data on them.

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Michael Allen	President & Director	5.4yrs	US$439.68k	0.17% $ 86.2k
Neil Christ	Senior VP	13yrs	US$259.30k	0.35% $ 181.3k
Lorrie Schenning	Executive VP & Chief Lending Officer	7.7yrs	US$282.93k	0.096% $ 49.9k
Sandra Osborn	Senior Vice President of Operations	19.9yrs	no data	no data
M. Elliot	SVP of Commercial Lending & Business Development Officer	1.4yrs	no data	no data
Scott Elliott	Senior VP & Business Development Officer	no data	no data	no data

7.7yrs

Average Tenure

61yo

Average Age

Experienced Management: HFBK's management team is seasoned and experienced (7.7 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Michael Allen	President & Director	5.6yrs	US$439.68k	0.17% $ 86.2k
Henry Holloway	Independent Chairman	24.1yrs	US$31.70k	no data
Richard Foard	Independent Director	25.5yrs	US$31.92k	no data
Stephen Nolan	Independent Director	24.5yrs	US$31.71k	no data
Carolyn Evans	Independent Director	24.5yrs	US$39.12k	no data
Charles Jacobs	Director	35.9yrs	US$29.91k	no data
Timothy Hopkins	Independent Director	17.8yrs	US$32.73k	no data
C. Tapscott	Independent Director	24.9yrs	US$32.89k	1.23% $ 634.2k
Bryan Kelly	Independent Director	10.7yrs	US$26.81k	no data
Stephanie Hau	Independent Director	5.8yrs	US$32.36k	0.27% $ 139.7k
Daniel Driver	Director	2.9yrs	US$30.91k	no data
Warline Bryant	Director	less than a year	US$1.70k	0.0013% $ 693.8

21.0yrs

Average Tenure

64.5yo

Average Age

Experienced Board: HFBK's board of directors are seasoned and experienced ( 21 years average tenure).

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/24 06:13
End of Day Share Price	2024/12/24 00:00
Earnings	2023/09/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Harford Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution