company background image
SMBK logo

SmartFinancial NYSE:SMBK Stock Report

Last Price

US$19.90

Market Cap

US$339.5m

7D

3.3%

1Y

-9.1%

Updated

20 Apr, 2024

Data

Company Financials +

SMBK Stock Overview

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida.

SMBK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends3/6

SmartFinancial, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for SmartFinancial
Historical stock prices
Current Share PriceUS$19.90
52 Week HighUS$25.98
52 Week LowUS$18.86
Beta0.68
1 Month Change-5.28%
3 Month Change-13.21%
1 Year Change-9.13%
3 Year Change-15.39%
5 Year Change-5.10%
Change since IPO29.22%

Recent News & Updates

Recent updates

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Nov 03
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Aug 01
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching

Jul 20
Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching

SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08

May 02
SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08

SmartFinancial Non-GAAP EPS of $0.61 misses by $0.02, revenue of $40.29M misses by $0.63M

Jul 25

SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

Feb 03
SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

Nov 04
SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Jul 29
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

May 20
Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend

Mar 05
What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend

SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend

Feb 07
SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend

Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?

Jan 26
Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?

Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?

Dec 29
Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?

Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?

Dec 08
Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?

Shareholder Returns

SMBKUS BanksUS Market
7D3.3%1.9%-3.2%
1Y-9.1%25.1%19.3%

Return vs Industry: SMBK underperformed the US Banks industry which returned 21% over the past year.

Return vs Market: SMBK underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is SMBK's price volatile compared to industry and market?
SMBK volatility
SMBK Average Weekly Movement4.8%
Banks Industry Average Movement4.5%
Market Average Movement6.0%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: SMBK has not had significant price volatility in the past 3 months.

Volatility Over Time: SMBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a578Billy Carrollwww.smartbank.com

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit.

SmartFinancial, Inc. Fundamentals Summary

How do SmartFinancial's earnings and revenue compare to its market cap?
SMBK fundamental statistics
Market capUS$339.46m
Earnings (TTM)US$28.59m
Revenue (TTM)US$149.38m

11.9x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SMBK income statement (TTM)
RevenueUS$149.38m
Cost of RevenueUS$0
Gross ProfitUS$149.38m
Other ExpensesUS$120.78m
EarningsUS$28.59m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Apr 22, 2024

Earnings per share (EPS)1.68
Gross Margin100.00%
Net Profit Margin19.14%
Debt/Equity Ratio15.2%

How did SMBK perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

19%

Payout Ratio
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.