SmartFinancial, Inc.

NYSE:SMBK Stock Report

Market Cap: US$530.8m

SmartFinancial Future Growth

Future criteria checks 3/6

SmartFinancial is forecast to grow earnings and revenue by 15.9% and 11.5% per annum respectively. EPS is expected to grow by 15.4% per annum. Return on equity is forecast to be 8.4% in 3 years.

Key information

15.9%

Earnings growth rate

15.4%

EPS growth rate

Banks earnings growth10.8%
Revenue growth rate11.5%
Future return on equity8.4%
Analyst coverage

Good

Last updated18 Dec 2024

Recent future growth updates

Recent updates

SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08

Nov 01
SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08

SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08

Apr 29
SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Nov 03
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Aug 01
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08

Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching

Jul 20
Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching

SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08

May 02
SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08

SmartFinancial Non-GAAP EPS of $0.61 misses by $0.02, revenue of $40.29M misses by $0.63M

Jul 25

SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

Feb 03
SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

Nov 04
SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Jul 29
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

May 20
Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

Earnings and Revenue Growth Forecasts

NYSE:SMBK - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202620747N/AN/A5
12/31/202518939N/AN/A5
12/31/202416835N/AN/A5
9/30/2024159334048N/A
6/30/2024149263542N/A
3/31/2024148262835N/A
12/31/2023149293340N/A
9/30/2023156353743N/A
6/30/2023167454250N/A
3/31/2023167464457N/A
12/31/2022161434457N/A
9/30/2022153373042N/A
6/30/2022147353543N/A
3/31/2022140333941N/A
12/31/2021136354446N/A
9/30/2021131375152N/A
6/30/2021123345559N/A
3/31/2021117313236N/A
12/31/2020108242429N/A
9/30/202099222026N/A
6/30/20209422613N/A
3/31/202090252431N/A
12/31/201989272430N/A
9/30/201989262128N/A
6/30/201986253035N/A
3/31/201985192326N/A
12/31/201880181721N/A
9/30/201875121114N/A
6/30/2018679N/A0N/A
3/31/2018577N/A1N/A
12/31/2017515N/A1N/A
9/30/2017456N/A5N/A
6/30/2017436N/A8N/A
3/31/2017425N/A10N/A
12/31/2016425N/A12N/A
9/30/2016415N/A12N/A
6/30/2016373N/A11N/A
3/31/2016312N/A6N/A
12/31/2015261N/A2N/A
9/30/2015211N/A4N/A
6/30/2015201N/A-1N/A
3/31/2015202N/A1N/A
12/31/2014192N/A2N/A
12/31/2013193N/A-1N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SMBK's forecast earnings growth (15.9% per year) is above the savings rate (2.6%).

Earnings vs Market: SMBK's earnings (15.9% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: SMBK's earnings are forecast to grow, but not significantly.

Revenue vs Market: SMBK's revenue (11.5% per year) is forecast to grow faster than the US market (9.1% per year).

High Growth Revenue: SMBK's revenue (11.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SMBK's Return on Equity is forecast to be low in 3 years time (8.4%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 11:40
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SmartFinancial, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett RabatinHovde Group, LLC
Christopher MarinacJanney Montgomery Scott LLC
Feddie StricklandJanney Montgomery Scott LLC