SmartFinancial Balance Sheet Health
Financial Health criteria checks 6/6
SmartFinancial has total assets of $5.0B and total equity of $466.8M. Total deposits are $4.4B, and total loans are $3.4B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $477.9M.
Key information
10.6x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$4.39b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$477.94m |
Recent financial health updates
No updates
Recent updates
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08
Nov 03SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08
Aug 01Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching
Jul 20SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08
May 02SmartFinancial Non-GAAP EPS of $0.61 misses by $0.02, revenue of $40.29M misses by $0.63M
Jul 25SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year
Feb 03SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06
Nov 04SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06
Jul 29Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being
May 20What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend
Mar 05SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend
Feb 07Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?
Jan 26Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?
Dec 29Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?
Dec 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SMBK's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: SMBK has a sufficient allowance for bad loans (546%).
Low Risk Liabilities: 98% of SMBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SMBK has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: SMBK's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: SMBK has an appropriate level of bad loans (0.2%).