SmartFinancial Past Earnings Performance
Past criteria checks 2/6
SmartFinancial has been growing earnings at an average annual rate of 10.6%, while the Banks industry saw earnings growing at 9.9% annually. Revenues have been growing at an average rate of 14.4% per year. SmartFinancial's return on equity is 5.7%, and it has net margins of 17.9%.
Key information
10.6%
Earnings growth rate
5.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 14.4% |
| Return on equity | 5.7% |
| Net Margin | 17.9% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08
Nov 03
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08
Aug 01Here's Why We Think SmartFinancial (NASDAQ:SMBK) Is Well Worth Watching
Jul 20SmartFinancial (NASDAQ:SMBK) Is Due To Pay A Dividend Of $0.08
May 02SmartFinancial Non-GAAP EPS of $0.61 misses by $0.02, revenue of $40.29M misses by $0.63M
Jul 25SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year
Feb 03SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06
Nov 04SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06
Jul 29Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being
May 20What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend
Mar 05SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend
Feb 07
Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?
Jan 26Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?
Dec 29Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?
Dec 08Revenue & Expenses BreakdownBeta
How SmartFinancial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 148 | 26 | 94 | 0 |
| 31 Dec 23 | 149 | 29 | 93 | 0 |
| 30 Sep 23 | 156 | 35 | 92 | 0 |
| 30 Jun 23 | 167 | 45 | 91 | 0 |
| 31 Mar 23 | 167 | 46 | 90 | 0 |
| 31 Dec 22 | 161 | 43 | 88 | 0 |
| 30 Sep 22 | 153 | 37 | 86 | 0 |
| 30 Jun 22 | 147 | 35 | 82 | 0 |
| 31 Mar 22 | 140 | 33 | 78 | 0 |
| 31 Dec 21 | 136 | 35 | 72 | 0 |
| 30 Sep 21 | 131 | 37 | 67 | 0 |
| 30 Jun 21 | 123 | 34 | 64 | 0 |
| 31 Mar 21 | 117 | 31 | 61 | 0 |
| 31 Dec 20 | 108 | 24 | 60 | 0 |
| 30 Sep 20 | 99 | 22 | 57 | 0 |
| 30 Jun 20 | 94 | 22 | 54 | 0 |
| 31 Mar 20 | 90 | 25 | 51 | 0 |
| 31 Dec 19 | 89 | 27 | 49 | 0 |
| 30 Sep 19 | 89 | 26 | 46 | 0 |
| 30 Jun 19 | 86 | 25 | 45 | 0 |
| 31 Mar 19 | 85 | 19 | 44 | 0 |
| 31 Dec 18 | 80 | 18 | 42 | 0 |
| 30 Sep 18 | 75 | 12 | 40 | 0 |
| 30 Jun 18 | 67 | 9 | 37 | 0 |
| 31 Mar 18 | 57 | 7 | 33 | 0 |
| 31 Dec 17 | 51 | 5 | 30 | 0 |
| 30 Sep 17 | 45 | 6 | 27 | 0 |
| 30 Jun 17 | 43 | 6 | 26 | 0 |
| 31 Mar 17 | 42 | 5 | 26 | 0 |
| 31 Dec 16 | 42 | 5 | 26 | 0 |
| 30 Sep 16 | 41 | 5 | 26 | 0 |
| 30 Jun 16 | 37 | 3 | 25 | 0 |
| 31 Mar 16 | 31 | 2 | 22 | 0 |
| 31 Dec 15 | 26 | 1 | 19 | 0 |
| 30 Sep 15 | 21 | 1 | 17 | 0 |
| 30 Jun 15 | 20 | 1 | 14 | 0 |
| 31 Mar 15 | 20 | 2 | 14 | 0 |
| 31 Dec 14 | 19 | 2 | 13 | 0 |
| 31 Dec 13 | 19 | 3 | 12 | 0 |
Quality Earnings: SMBK has high quality earnings.
Growing Profit Margin: SMBK's current net profit margins (17.9%) are lower than last year (27.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SMBK's earnings have grown by 10.6% per year over the past 5 years.
Accelerating Growth: SMBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SMBK had negative earnings growth (-42.8%) over the past year, making it difficult to compare to the Banks industry average (-10.8%).
Return on Equity
High ROE: SMBK's Return on Equity (5.7%) is considered low.