Is PNC (PNC) Still Undervalued After Its Recent 13% One-Month Share Price Gain?

PNC Financial Services Group (PNC) has quietly pushed higher recently, with the stock up about 13% over the past month. That move has investors asking whether the regional banking heavyweight still offers value.

See our latest analysis for PNC Financial Services Group.

Zooming out, PNC’s roughly 12.7% 1 month share price return builds on a solid year to date rise. A hefty 5 year total shareholder return near 74% suggests long term compounding is still very much intact.

If PNC’s momentum has you rethinking your watchlist, this could be a good moment to explore fast growing stocks with high insider ownership as potential next wave candidates.

With earnings still growing and shares now hovering just below analyst targets, investors face a familiar crossroads: Is PNC still trading below its true worth, or is the market already pricing in its next chapter of growth?

Most Popular Narrative: 4.5% Undervalued

With PNC last closing at $210.59 against a narrative fair value near $220.55, the story leans toward modest upside driven by execution and expansion.

PNC expects positive operating leverage by maintaining well controlled expenses while aiming for record net interest income (NII) growth of 6% to 7% for 2025, potentially boosting future earnings.

The company is focusing on organic growth opportunities with an emphasis on customer acquisition and deepening relationships across its national franchise, which could drive revenue increases.

Read the complete narrative.

Want to see what happens when measured revenue growth, slightly leaner margins and a richer future earnings multiple all collide in one forecast? The full narrative unpacks the specific growth runway, the long term profitability reset and the valuation leap the market would need to accept.

Result: Fair Value of $220.55 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, a sharper than expected economic slowdown or weaker capital markets fees could squeeze noninterest income, challenging both margins and the current undervaluation case.

Find out about the key risks to this PNC Financial Services Group narrative.

Build Your Own PNC Financial Services Group Narrative

If this view does not quite match your own or you prefer to dig into the numbers yourself, you can build a fresh perspective in just a few minutes, Do it your way.

A good starting point is our analysis highlighting 4 key rewards investors are optimistic about regarding PNC Financial Services Group.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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