FLG Stock Overview
Operates as the bank holding company for Flagstar Bank, N.A. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Flagstar Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.05 |
| 52 Week High | US$31.86 |
| 52 Week Low | US$5.10 |
| Beta | 1.04 |
| 1 Month Change | -22.65% |
| 3 Month Change | -19.12% |
| 1 Year Change | -70.07% |
| 3 Year Change | -74.97% |
| 5 Year Change | -74.41% |
| Change since IPO | 154.53% |
Recent News & Updates
Recent updates
Flagstar (NYCB): Solvency Assured, Still Valued As If It's An Issue
Dec 10New York Community Bancorp: A New Chapter Begins
Oct 25Value Gap Is Closing For New York Community Bank
Sep 27New York Community Bancorp Has Great Potential And Ambitions
Sep 05Downgrade: Here's How Analysts See New York Community Bancorp, Inc. (NYSE:NYCB) Performing In The Near Term
Jul 31
New York Community Bancorp Q2 Earnings: Lots Of Noise But It Should Survive
Jul 26New York Community Bancorp: Lower Rates Will Not Save CRE-Exposed Banks If The Economy Slips
Jul 12New York Community Bancorp's Slow And Steady Recovery
Jun 17New York Community Bancorp: Turnaround Story Makes Stock Attractive
Jun 11New York Community Bancorp Q1 Earnings: Better Than Feared
May 01New York Community Bancorp: The 9% Yielding Preferreds Seem De-Risked And Should Rally
Mar 18Fair Value Post Dilution For New York Community Bancorp
Mar 10New York Community Bancorp: Why I Doubled My Position On Friday
Mar 04Things Look Grim For New York Community Bancorp, Inc. (NYSE:NYCB) After Today's Downgrade
Feb 09New York Community Bancorp: First Republic Bank 2.0
Feb 07New York Community Bancorp: Tanks A Lot For The Dividend Cut
Jan 31New York Community Bank Has Fell Further Into Value Territory Yielding 6.85%
Dec 05Does New York Community Bancorp (NYSE:NYCB) Deserve A Spot On Your Watchlist?
Nov 11New York Community Bancorp: Earnings Drop Improves Risk-Reward
Oct 30New York Community Bancorp: Let It Ride With A House Position
Aug 25New York Community Bancorp Gets Upgraded By J.P. Morgan And Still Trades Under Book Value
Jul 31Shareholder Returns
| FLG | US Banks | US Market | |
|---|---|---|---|
| 7D | -17.2% | -3.4% | -2.4% |
| 1Y | -70.1% | 29.1% | 23.3% |
Return vs Industry: FLG underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: FLG underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| FLG volatility | |
|---|---|
| FLG Average Weekly Movement | 7.5% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FLG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FLG's weekly volatility has decreased from 13% to 7% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1859 | 8,766 | Joseph Otting | www.flagstar.com |
Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans.
Flagstar Financial, Inc. Fundamentals Summary
| FLG fundamental statistics | |
|---|---|
| Market cap | US$3.76b |
| Earnings (TTM) | -US$3.65b |
| Revenue (TTM) | US$1.43b |
0.5x
P/B Ratio2.6x
P/S RatioIs FLG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FLG income statement (TTM) | |
|---|---|
| Revenue | US$1.43b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.43b |
| Other Expenses | US$5.08b |
| Earnings | -US$3.65b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -8.79 |
| Gross Margin | 100.00% |
| Net Profit Margin | -255.64% |
| Debt/Equity Ratio | 237.7% |
How did FLG perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield-6%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:02 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Flagstar Financial, Inc. is covered by 44 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared Shaw | Barclays |
| Bruce Harting | Barclays |
| Peter Winter | BMO Capital Markets Equity Research |