Flagstar Financial Balance Sheet Health
Financial Health criteria checks 4/6
Flagstar Financial has total assets of $114.4B and total equity of $8.6B. Total deposits are $83.0B, and total loans are $69.9B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 3.5% of total loans. Cash and short-term investments are $23.1B.
Key information
13.3x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$83.01b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$23.12b |
Recent financial health updates
Recent updates
New York Community Bancorp: A New Chapter Begins
Oct 25Value Gap Is Closing For New York Community Bank
Sep 27New York Community Bancorp Has Great Potential And Ambitions
Sep 05Downgrade: Here's How Analysts See New York Community Bancorp, Inc. (NYSE:NYCB) Performing In The Near Term
Jul 31
New York Community Bancorp Q2 Earnings: Lots Of Noise But It Should Survive
Jul 26New York Community Bancorp: Lower Rates Will Not Save CRE-Exposed Banks If The Economy Slips
Jul 12New York Community Bancorp's Slow And Steady Recovery
Jun 17New York Community Bancorp: Turnaround Story Makes Stock Attractive
Jun 11New York Community Bancorp Q1 Earnings: Better Than Feared
May 01New York Community Bancorp: The 9% Yielding Preferreds Seem De-Risked And Should Rally
Mar 18Fair Value Post Dilution For New York Community Bancorp
Mar 10New York Community Bancorp: Why I Doubled My Position On Friday
Mar 04Things Look Grim For New York Community Bancorp, Inc. (NYSE:NYCB) After Today's Downgrade
Feb 09New York Community Bancorp: First Republic Bank 2.0
Feb 07New York Community Bancorp: Tanks A Lot For The Dividend Cut
Jan 31New York Community Bank Has Fell Further Into Value Territory Yielding 6.85%
Dec 05Does New York Community Bancorp (NYSE:NYCB) Deserve A Spot On Your Watchlist?
Nov 11New York Community Bancorp: Earnings Drop Improves Risk-Reward
Oct 30New York Community Bancorp: Let It Ride With A House Position
Aug 25New York Community Bancorp Gets Upgraded By J.P. Morgan And Still Trades Under Book Value
Jul 31New York Community Bancorp: Impressive Liquidity And Resilient Foundation
Jun 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FLG's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: FLG has a low allowance for bad loans (50%).
Low Risk Liabilities: 78% of FLG's liabilities are made up of primarily low risk sources of funding.
Loan Level: FLG has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: FLG's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: FLG has a high level of bad loans (3.5%).