New York Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
New York Community Bancorp has total assets of $114.1B and total equity of $8.4B. Total deposits are $81.5B, and total loans are $83.6B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $11.6B.
Key information
13.6x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$81.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$11.61b |
Recent financial health updates
Recent updates
New York Community Bancorp: The 9% Yielding Preferreds Seem De-Risked And Should Rally
Mar 18Fair Value Post Dilution For New York Community Bancorp
Mar 10New York Community Bancorp: Why I Doubled My Position On Friday
Mar 04Things Look Grim For New York Community Bancorp, Inc. (NYSE:NYCB) After Today's Downgrade
Feb 09
New York Community Bancorp: First Republic Bank 2.0
Feb 07New York Community Bancorp: Tanks A Lot For The Dividend Cut
Jan 31New York Community Bank Has Fell Further Into Value Territory Yielding 6.85%
Dec 05Does New York Community Bancorp (NYSE:NYCB) Deserve A Spot On Your Watchlist?
Nov 11New York Community Bancorp: Earnings Drop Improves Risk-Reward
Oct 30New York Community Bancorp: Let It Ride With A House Position
Aug 25New York Community Bancorp Gets Upgraded By J.P. Morgan And Still Trades Under Book Value
Jul 31New York Community Bancorp: Impressive Liquidity And Resilient Foundation
Jun 24New York Community Bancorp: Deal-Breaker, Deep Overview Of Risk Profile And Valuation
May 30Forecast: Analysts Think New York Community Bancorp, Inc.'s (NYSE:NYCB) Business Prospects Have Improved Drastically
Mar 23New York Community Bancorp: Bond Market Still Clueless
Feb 26New York Community Bancorp: This 6.75% Yielding Regional Is Still On Sale After Q4 Earnings
Feb 06New York Community Bancorp Non-GAAP EPS of $0.25 misses by $0.01, revenue of $577M beats by $167.46M
Jan 31New York Community Bancorp (NYSE:NYCB) Will Pay A Dividend Of $0.17
Jan 28New York Community Bancorp declares $0.17 dividend
Jan 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NYCB's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: NYCB has a sufficient allowance for bad loans (232%).
Low Risk Liabilities: 77% of NYCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NYCB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: NYCB's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: NYCB has an appropriate level of bad loans (0.5%).