Nu Holdings First Quarter 2025 Earnings: EPS Misses Expectations

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Nu Holdings (NYSE:NU) First Quarter 2025 Results

Key Financial Results

  • Revenue: US$1.38b (up 11% from 1Q 2024).
  • Net income: US$557.2m (up 47% from 1Q 2024).
  • Profit margin: 41% (up from 30% in 1Q 2024). The increase in margin was primarily driven by higher revenue.
  • EPS: US$0.12 (up from US$0.079 in 1Q 2024).
earnings-and-revenue-growth
NYSE:NU Earnings and Revenue Growth May 15th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Nu Holdings EPS Misses Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.2%.

Looking ahead, revenue is forecast to grow 43% p.a. on average during the next 3 years, compared to a 7.2% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are up 9.1% from a week ago.

Balance Sheet Analysis

While earnings are important, another area to consider is the balance sheet. We have a graphic representation of Nu Holdings' balance sheet and an in-depth analysis of the company's financial position.

Valuation is complex, but we're here to simplify it.

Discover if Nu Holdings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.

Access Free Analysis

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NYSE:NU

Nu Holdings

Provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

Exceptional growth potential with solid track record.

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