Hilltop Holdings Balance Sheet Health
Financial Health criteria checks 6/6
Hilltop Holdings has total assets of $15.9B and total equity of $2.2B. Total deposits are $10.8B, and total loans are $7.9B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $2.7B.
Key information
7.2x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$10.79b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.66b |
Recent financial health updates
No updates
Recent updates
Results: Hilltop Holdings Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Jul 29
Hilltop Holdings Inc. Just Recorded A 68% EPS Beat: Here's What Analysts Are Forecasting Next
Apr 20Hilltop Holdings (NYSE:HTH) Has Announced That It Will Be Increasing Its Dividend To $0.17
Jan 30Hilltop Holdings: Ample Capital And Ample Opportunity, But Will They Execute?
Oct 23Hilltop Holdings: A Best-In-Class Regional Bank, Wait For A Better Entry Point
Aug 17Hilltop Holdings' (NYSE:HTH) Upcoming Dividend Will Be Larger Than Last Year's
Apr 24Hilltop Holdings (NYSE:HTH) Is Increasing Its Dividend To $0.16
Jan 30Hilltop raises dividend by 6.7%
Jan 26Hilltop Holdings: Reducing Our Exposure Post Rally
Jan 15Hilltop declares goes ex dividend tomorrow
Nov 08Hilltop GAAP EPS of $0.50 beats by $0.29, revenue of $330.46M beats by $22.77M
Oct 20Hilltop goes ex dividend tomorrow
Aug 10Hilltop GAAP EPS of $0.45 beats by $0.11, revenue of $351.33M beats by $19.45M
Jul 21Hilltop Holdings Will Not Go Over The Top Amidst Inflationary Pressures
May 22Hilltop Holdings (NYSE:HTH) Is Paying Out A Larger Dividend Than Last Year
Jan 31Here's Why We Think Hilltop Holdings (NYSE:HTH) Is Well Worth Watching
Jan 05Should You Be Adding Hilltop Holdings (NYSE:HTH) To Your Watchlist Today?
Sep 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HTH's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: HTH has a sufficient allowance for bad loans (122%).
Low Risk Liabilities: 79% of HTH's liabilities are made up of primarily low risk sources of funding.
Loan Level: HTH has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: HTH's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: HTH has an appropriate level of bad loans (1.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 10:58 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Hilltop Holdings Inc. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Whitbread Nolan | FBR Capital Markets & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Wood Lay | Keefe, Bruyette, & Woods |