Hilltop Holdings Inc.

NYSE:HTH Stock Report

Market Cap: US$2.2b

Hilltop Holdings Future Growth

Future criteria checks 0/6

Hilltop Holdings's earnings are forecast to decline at 10.8% per annum while its annual revenue is expected to grow at 1.7% per year. EPS is expected to decline by 5.3% per annum.

Key information

-10.8%

Earnings growth rate

-5.30%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate1.7%
Future return on equityn/a
Analyst coverage

Low

Last updated28 Apr 2026

Recent future growth updates

Analysis Article • Feb 02

Hilltop Holdings Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in Hilltop Holdings Inc. ( NYSE:HTH ) had a good week, as its shares rose 4.4% to close at US$30.18 following...

Recent updates

Narrative Update • May 13

HTH: Share Repurchases And Credit Costs Will Support Balanced Future Returns

Analysts have kept their $39.67 price target for Hilltop Holdings unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and forward P/E in order to better align the valuation with updated expectations. What's in the News Hilltop Holdings completed the repurchase of 5,705,205 shares, representing 9.05% of outstanding shares, for US$183.88 million under the share buyback announced on January 30, 2025 (Key Developments).
Narrative Update • Apr 26

HTH: Buybacks And Higher Dividend Will Balance Credit Costs At Fair Valuation

Analysts have nudged their price target for Hilltop Holdings to about $39.67 from $39, citing updated assumptions around revenue growth, profit margins, and future P/E levels in their valuation work. What's in the News The Board of Directors declared a quarterly cash dividend of $0.20 per common share, an 11% increase from the prior quarter.
Seeking Alpha • Apr 24

My Enthusiasm For Hilltop Holdings Has Declined After Q1 2026 (Rating Downgrade)

Summary Hilltop Holdings is downgraded to Hold due to balanced risks and rewards, diminished insider optimism, and recent lackluster performance. Q1 2026 EPS of $0.64 beat estimates but declined sequentially and year-over-year, with mixed operating metrics and a 3.2% drop in deposits. HTH remains heavily dependent on Texas-based banking, with commercial real estate loans comprising 43% of the portfolio and rising nonperforming asset ratios. Recent insider activity has shifted from strong buying to consistent selling, removing a prior bullish catalyst for HTH shares. Read the full article on Seeking Alpha
Narrative Update • Apr 11

HTH: Buybacks And Higher Dividend Will Offset Credit Costs And Support Returns

Analysts have adjusted their price target on Hilltop Holdings slightly lower from $40 to $39, citing updated assumptions around fair value, discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Reported fourth quarter 2025 net charge offs of $11,455,000 compared with $3,950,000 a year earlier, highlighting recent credit cost activity (Key Developments).
Narrative Update • Mar 27

HTH: Expanded Buybacks And Higher Dividend Will Support Future Upside Potential

Analysts maintained their $40.00 price target for Hilltop Holdings, reflecting only minimal adjustments to inputs such as discount rate, margin outlook, and assumed future P/E, which leave their overall valuation view unchanged. What's in the News Net charge-offs for the quarter ended December 31, 2025 were $11,455,000, compared with $3,950,000 for the same period a year earlier (company disclosure).
Narrative Update • Mar 12

HTH: Buybacks And Dividend Increases Will Support A More Attractive Outlook

Analysts have raised their price target on Hilltop Holdings from $38.67 to $40.00, citing updated assumptions related to discount rates, revenue, profit margins, and future P/E expectations. What's in the News Hilltop Holdings reported net charge offs of $11,455,000 for the fourth quarter ended December 31, 2025, compared with $3,950,000 a year earlier (Key Developments).
Narrative Update • Feb 25

HTH: Share Repurchases And Dividend Increases Will Support A Fairly Valued Outlook

Analysts kept their $38.67 price target on Hilltop Holdings unchanged, pointing to steady assumptions for fair value, revenue growth, profit margins and future P/E, with only a slight adjustment to the discount rate in their updated model. What's in the News Hilltop Holdings reported fourth quarter 2025 net charge offs of US$11,455,000, compared with US$3,950,000 a year earlier (company filing).
Narrative Update • Feb 11

HTH: Capital Returns And Stable Margins Will Support A Fairly Valued Outlook

Analysts have raised their fair value estimate for Hilltop Holdings by $3, from about $35.67 to $38.67, reflecting updated views on discount rates, revenue growth, profit margins and future P/E assumptions. What's in the News The Board has authorized a new share repurchase program that allows Hilltop Holdings to buy back up to $125 million of common stock.
Narrative Update • Jan 27

HTH: Stable Margins And Minor Assumption Tweaks Will Support Fairly Valued Outlook

Analysts now hold Hilltop Holdings' fair value steady at about US$35.67 per share, explaining the unchanged price target by only very small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E assumptions that do not materially alter their overall view of the stock. Valuation Changes Fair Value: Held steady at about US$35.67 per share, reflecting no change in the core valuation output.
Narrative Update • Jan 10

HTH: Share Repurchases And Stable Margins Will Shape Fairly Valued Outlook

Analysts have nudged their fair value estimate for Hilltop Holdings from about US$35.33 to roughly US$35.67, citing updated assumptions around modestly higher revenue growth, slightly stronger profit margins, a marginally adjusted discount rate, and a somewhat lower future P/E multiple. What's in the News From July 1, 2025 to September 30, 2025, Hilltop Holdings repurchased 1,701,274 shares for US$55 million, representing 2.7% of its shares.
Narrative Update • Dec 14

HTH: Ongoing Buybacks And Steady Margins Will Likely Shape Future Performance

Analysts have modestly raised their price target on Hilltop Holdings, now seeing fair value at approximately $35.33 per share, citing slightly higher required returns and stable long term growth and profitability expectations. What's in the News Completed repurchase of 3,905,210 shares, equal to about 6.12% of shares outstanding, for $123.15 million under the buyback program announced January 30, 2025 (company filing) From July 1, 2025 to September 30, 2025, repurchased 1,701,274 shares, or roughly 2.7% of shares, for $55 million as part of the same buyback program (company filing) In October 2025, increased equity repurchase authorization by $50 million, raising total buyback capacity to $185 million (company announcement) Valuation Changes Fair Value Estimate is unchanged at approximately $35.33 per share, indicating no revision to the intrinsic value assessment.
Narrative Update • Nov 27

HTH: Continued Buybacks And Stable Margins Will Likely Influence Coming Performance

Analysts have marginally adjusted their price target for Hilltop Holdings. They are maintaining the fair value estimate at $35.33, citing minor updates to discount rates and long-term financial assumptions.
Narrative Update • Nov 11

HTH: Share Repurchase Activity And Margin Outlook Will Shape Performance

Narrative Update: Hilltop Holdings Analyst Price Target Revised Upward Analysts have raised their price target for Hilltop Holdings from $34.67 to $35.33. This revision is based on improvements in projected revenue growth and profit margins, even though a slightly higher discount rate was applied.
Narrative Update • Oct 27

Share Repurchases And Margin Expansion Will Strengthen Performance Amid Adjusted Expectations

Analysts have raised their price target for Hilltop Holdings from $33.33 to $34.67. This adjustment reflects updated expectations for improved profit margins and earnings multiples, despite slightly reduced revenue growth projections.
Analysis Article • Jul 31

Hilltop Holdings (NYSE:HTH) Is Due To Pay A Dividend Of $0.18

The board of Hilltop Holdings Inc. ( NYSE:HTH ) has announced that it will pay a dividend of $0.18 per share on the...
Analysis Article • Apr 28

Hilltop Holdings (NYSE:HTH) Will Pay A Dividend Of $0.18

The board of Hilltop Holdings Inc. ( NYSE:HTH ) has announced that it will pay a dividend on the 22nd of May, with...
Analysis Article • Feb 02

Hilltop Holdings Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Investors in Hilltop Holdings Inc. ( NYSE:HTH ) had a good week, as its shares rose 4.4% to close at US$30.18 following...
User avatar
New Narrative • Sep 24

High Interest Rates And Market Challenges Dim The Future Of Bank's Revenue And Profitability

Persistent high interest rates and an inverted yield curve may restrict loan growth, impacting future revenue from commercial lending.
Analysis Article • Jul 29

Results: Hilltop Holdings Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Hilltop Holdings Inc. ( NYSE:HTH ) investors will be delighted, with the company turning in some strong numbers with...
Analysis Article • Apr 20

Hilltop Holdings Inc. Just Recorded A 68% EPS Beat: Here's What Analysts Are Forecasting Next

A week ago, Hilltop Holdings Inc. ( NYSE:HTH ) came out with a strong set of first-quarter numbers that could...
Analysis Article • Jan 30

Hilltop Holdings (NYSE:HTH) Has Announced That It Will Be Increasing Its Dividend To $0.17

Hilltop Holdings Inc. ( NYSE:HTH ) will increase its dividend from last year's comparable payment on the 28th of...
Seeking Alpha • Oct 23

Hilltop Holdings: Ample Capital And Ample Opportunity, But Will They Execute?

Summary Hilltop Holdings reported better-than-expected Q3 earnings, with decent performance in the core banking and securities operations, and a smaller loss in the mortgage banking operations. The bank's core banking operations are facing challenges such as softening loan demand, deteriorating credit quality, and pressure on deposit costs, particularly with above-average non-interest-bearing deposit erosion. Hilltop has a strong capital position and has returned meaningful capital to shareholders through buybacks, but there is a need for more aggressive growth strategies in the core banking business. The importance of the mortgage banking business, and the difficulty of forecasting interest rates, add to modeling complexity here. Double-digit earnings growth can support a fair value in the $30s, with upside potential in mortgage banking, but I'd like to see more attention paid to growing/improving core banking ops. Read the full article on Seeking Alpha
Seeking Alpha • Aug 17

Hilltop Holdings: A Best-In-Class Regional Bank, Wait For A Better Entry Point

Summary Despite a challenging near-term operating environment, Tangible Book Value increased for the fifth consecutive quarter. HTH is well-positioned with attractive capital ratios, solid asset quality, and opportunities to streamline the business. With a talented and motivated management team and a robust balance sheet, we are optimistic on HTH's long-term future. Read the full article on Seeking Alpha
Analysis Article • Apr 24

Hilltop Holdings' (NYSE:HTH) Upcoming Dividend Will Be Larger Than Last Year's

Hilltop Holdings Inc.'s ( NYSE:HTH ) dividend will be increasing from last year's payment of the same period to $0.16...
Analysis Article • Jan 30

Hilltop Holdings (NYSE:HTH) Is Increasing Its Dividend To $0.16

Hilltop Holdings Inc.'s ( NYSE:HTH ) dividend will be increasing from last year's payment of the same period to $0.16...

Earnings and Revenue Growth Forecasts

NYSE:HTH - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,299133N/AN/A4
12/31/20261,254138N/AN/A4
3/31/20261,264161-194-172N/A
12/31/20251,275166-56-39N/A
9/30/20251,259160163167N/A
6/30/20251,233143406410N/A
3/31/20251,209128203209N/A
12/31/20241,188113267274N/A
9/30/20241,170106406414N/A
6/30/20241,176114393402N/A
3/31/20241,184112613622N/A
12/31/20231,177110435443N/A
9/30/20231,178107125134N/A
6/30/20231,197102111120N/A
3/31/20231,249117683692N/A
12/31/20221,2831131,1801,189N/A
9/30/20221,4011501,1181,128N/A
6/30/20221,5492111,8251,837N/A
3/31/20221,679276823840N/A
12/31/20211,891374741766N/A
9/30/20212,0434251,0451,079N/A
6/30/20212,1694855285N/A
3/31/20212,1994831,1491,177N/A
12/31/20202,018409243280N/A
9/30/20201,82734086126N/A
6/30/20201,641262-481-433N/A
3/31/20201,517224-1,393-1,342N/A
12/31/20191,495211N/A-433N/A
9/30/20191,474196N/A-414N/A
6/30/20191,436157N/A578N/A
3/31/20191,437130N/A530N/A
12/31/20181,308117N/A390N/A
9/30/20181,498107N/A480N/A
6/30/20181,520101N/A-179N/A
3/31/20181,564131N/A-485N/A
12/31/20171,586133N/A-321N/A
9/30/20171,601154N/A-425N/A
6/30/20171,649176N/A-270N/A
3/31/20171,638145N/A156N/A
12/31/20161,644146N/A-161N/A
9/30/20161,607131N/A-203N/A
6/30/20161,563126N/A-286N/A
3/31/20161,548124N/A164N/A
12/31/20151,542208N/A36N/A
9/30/20151,471219N/A-43N/A
6/30/20151,359196N/A147N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HTH's earnings are forecast to decline over the next 3 years (-10.8% per year).

Earnings vs Market: HTH's earnings are forecast to decline over the next 3 years (-10.8% per year).

High Growth Earnings: HTH's earnings are forecast to decline over the next 3 years.

Revenue vs Market: HTH's revenue (1.7% per year) is forecast to grow slower than the US market (11.9% per year).

High Growth Revenue: HTH's revenue (1.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if HTH's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/31 03:07
End of Day Share Price 2026/05/29 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hilltop Holdings Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wood LayKeefe, Bruyette, & Woods
Christopher McGrattyKeefe, Bruyette, & Woods
John MoranMacquarie Research