First Commonwealth Financial (FCF) Stock Overview
A financial holding company, provides various consumer and commercial banking products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for FCF from our risk checks.
FCF Community Fair Values
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First Commonwealth Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.29 |
| 52 Week High | US$19.96 |
| 52 Week Low | US$13.54 |
| Beta | 0.81 |
| 1 Month Change | -9.04% |
| 3 Month Change | -7.78% |
| 1 Year Change | -7.16% |
| 3 Year Change | 6.33% |
| 5 Year Change | 82.24% |
| Change since IPO | 230.59% |
Recent News & Updates
Recent updates
First Commonwealth: Downgrading After Price Rally, Earnings Outlook Continues To Remain Satisfactory
Sep 06First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135
Aug 05
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135
May 05Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable
Apr 23First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy
Mar 27First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On
Dec 12First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13
Nov 02First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models
Nov 01
Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability
Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate
Sep 20First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13
Jul 30First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75
Jul 26First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook
Apr 22First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125
Feb 03First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation
Feb 01If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity
Feb 01First Commonwealth Financial: Q3 2023 Shows Positive Signs
Nov 03First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.125
Apr 28First Commonwealth Financial (NYSE:FCF) Is Paying Out A Dividend Of $0.12
Jan 28First Commonwealth Financial Non-GAAP EPS of $0.39 misses by $0.04, revenue of $112.34M misses by $1.03M
Jan 24First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.12
Nov 01First Commonwealth Financial declares $0.12 dividend
Oct 25First Commonwealth Financial: M&A Strategy Continues With Centric Acquisition
Sep 15First Commonwealth to acquire Centric Financial in $144M all-stock deal
Aug 30First Commonwealth Financial Non-GAAP EPS of $0.33 in-line, revenue of $98.17M beats by $0.76M
Jul 26Here's Why First Commonwealth Financial (NYSE:FCF) Has Caught The Eye Of Investors
Jul 21First Commonwealth Financial: Earnings To Dip On Provisioning Normalization
Jul 03First Commonwealth Financial (NYSE:FCF) Is Increasing Its Dividend To US$0.12
Apr 29First Commonwealth: Strong Top-Line Growth Views Unlikely To Compensate For Provision Normalization
Apr 08Does First Commonwealth Financial (NYSE:FCF) Deserve A Spot On Your Watchlist?
Apr 06Shareholder Returns
| FCF | US Banks | US Market | |
|---|---|---|---|
| 7D | -7.2% | 1.1% | 0.5% |
| 1Y | -7.2% | 22.8% | 20.1% |
Return vs Industry: FCF underperformed the US Banks industry which returned 22.8% over the past year.
Return vs Market: FCF underperformed the US Market which returned 20.1% over the past year.
Price Volatility
| FCF volatility | |
|---|---|
| FCF Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FCF has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FCF's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 1,548 | Mike Price | www.fcbanking.com |
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. Its commercial banking services comprise commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services.
First Commonwealth Financial Corporation Fundamentals Summary
| FCF fundamental statistics | |
|---|---|
| Market cap | US$1.59b |
| Earnings (TTM) | US$143.28m |
| Revenue (TTM) | US$468.73m |
Is FCF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FCF income statement (TTM) | |
|---|---|
| Revenue | US$468.73m |
| Cost of Revenue | US$0 |
| Gross Profit | US$468.73m |
| Other Expenses | US$325.45m |
| Earnings | US$143.28m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.57% |
| Debt/Equity Ratio | 26.7% |
How did FCF perform over the long term?
See historical performance and comparisonDividends
Does FCF pay a reliable dividends?
See FCF dividend history and benchmarks| First Commonwealth Financial dividend dates | |
|---|---|
| Ex Dividend Date | Nov 07 2025 |
| Dividend Pay Date | Nov 21 2025 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 18 days |
Does FCF pay a reliable dividends?
See FCF dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/02 12:31 |
| End of Day Share Price | 2025/10/31 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Commonwealth Financial Corporation is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Daniel Cardenas | Janney Montgomery Scott LLC |
| Kelly Motta | Keefe, Bruyette, & Woods |