| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for CBU from our risk checks.
Community Financial System, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$43.15 |
| 52 Week High | US$55.45 |
| 52 Week Low | US$35.38 |
| Beta | 0.67 |
| 1 Month Change | -9.78% |
| 3 Month Change | -3.01% |
| 1 Year Change | -16.83% |
| 3 Year Change | -42.76% |
| 5 Year Change | -33.17% |
| Change since IPO | 763.00% |
Recent News & Updates
Recent updates
Community Bank System: The Cost Of Total Deposits Remains Incredibly Low
Jan 28The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts
Jan 26
Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged
Sep 15Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45
Sep 07Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45
Aug 01Community Bank System declares $0.44 dividend
Feb 15Community Bank System Q4 2022 Earnings Preview
Jan 23Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued
Nov 14Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M
Oct 24Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 11Community Bank's Earnings Will Likely Grow Next Year But Stock Appears Overvalued
Jul 30Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44
Jul 24Community Bank System raises quarterly dividend by 2.3%
Jul 20Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?
Feb 09Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43
Nov 23Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43
Sep 03Community Bank System: Valuation Is A Concern, But The Stock Is Worth Holding
Aug 03Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43
Jul 25Shareholder Returns
| CBU | US Banks | US Market | |
|---|---|---|---|
| 7D | -4.1% | -1.5% | 1.2% |
| 1Y | -16.8% | 24.3% | 20.5% |
Return vs Industry: CBU underperformed the US Banks industry which returned 24.3% over the past year.
Return vs Market: CBU underperformed the US Market which returned 20.5% over the past year.
Price Volatility
| CBU volatility | |
|---|---|
| CBU Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: CBU has not had significant price volatility in the past 3 months.
Volatility Over Time: CBU's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1866 | 2,768 | Dimitar Karaivanov | communityfinancialsystem.com |
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.
Community Financial System, Inc. Fundamentals Summary
| CBU fundamental statistics | |
|---|---|
| Market cap | US$2.32b |
| Earnings (TTM) | US$166.46m |
| Revenue (TTM) | US$691.02m |
13.7x
P/E Ratio1.4x
P/B RatioIs CBU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBU income statement (TTM) | |
|---|---|
| Revenue | US$691.02m |
| Cost of Revenue | US$0 |
| Gross Profit | US$691.02m |
| Other Expenses | US$524.56m |
| Earnings | US$166.46m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.15 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.09% |
| Debt/Equity Ratio | 41.2% |
How did CBU perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield57%
Payout RatioDoes CBU pay a reliable dividends?
See CBU dividend history and benchmarks| Community Financial System dividend dates | |
|---|---|
| Ex Dividend Date | Jun 14 2024 |
| Dividend Pay Date | Jul 10 2024 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 25 days |
Does CBU pay a reliable dividends?
See CBU dividend history and benchmarks