| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
No risks detected for USCB from our risk checks.
USCB Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.43 |
| 52 Week High | US$16.63 |
| 52 Week Low | US$10.04 |
| Beta | 0.39 |
| 11 Month Change | 26.68% |
| 3 Month Change | 43.80% |
| 1 Year Change | 41.30% |
| 33 Year Change | 44.88% |
| 5 Year Change | n/a |
| Change since IPO | 42.61% |
Recent News & Updates
Recent updates
Shareholder Returns
| USCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.6% | 1.7% | -0.6% |
| 1Y | 41.3% | 29.4% | 17.3% |
Return vs Industry: USCB exceeded the US Banks industry which returned 28.9% over the past year.
Return vs Market: USCB exceeded the US Market which returned 17.5% over the past year.
Price Volatility
| USCB volatility | |
|---|---|
| USCB Average Weekly Movement | 5.7% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 14.7% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: USCB's share price has been volatile over the past 3 months.
Volatility Over Time: USCB's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2002 | 196 | Lou de la Aguilera | www.uscentury.com |
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit.
USCB Financial Holdings, Inc. Fundamentals Summary
| USCB fundamental statistics | |
|---|---|
| Market cap | US$310.36m |
| Earnings (TTM) | US$17.36m |
| Revenue (TTM) | US$66.71m |
17.5x
P/E Ratio1.5x
P/B RatioIs USCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| USCB income statement (TTM) | |
|---|---|
| Revenue | US$66.71m |
| Cost of Revenue | US$0 |
| Gross Profit | US$66.71m |
| Other Expenses | US$49.34m |
| Earnings | US$17.36m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.88 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.03% |
| Debt/Equity Ratio | 80.6% |
How did USCB perform over the long term?
See historical performance and comparisonDividends
1.3%
Current Dividend Yield11%
Payout RatioDoes USCB pay a reliable dividends?
See USCB dividend history and benchmarks| USCB Financial Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Aug 15 2024 |
| Dividend Pay Date | Sep 05 2024 |
| Days until Ex dividend | 18 days |
| Days until Dividend pay date | 39 days |
Does USCB pay a reliable dividends?
See USCB dividend history and benchmarks