USCB Financial Holdings Dividends and Buybacks
Dividend criteria checks 2/6
USCB Financial Holdings is a dividend paying company with a current yield of 2.61% that is well covered by earnings.
Key information
2.6%
Dividend yield
9.9%
Buyback Yield
| Total Shareholder Yield | 12.5% |
| Future Dividend Yield | 2.6% |
| Dividend Growth | n/a |
| Next dividend pay date | n/a |
| Ex dividend date | n/a |
| Dividend per share | n/a |
| Payout ratio | 29% |
Recent dividend and buyback updates
Recent updates
USCB: Steady Execution And P/E Support Will Drive Incremental Upside
Analysts have made only a modest adjustment to their overall price targets for USCB Financial Holdings, with a $1 change reflecting different views on recent company updates and valuation assumptions. Key model inputs such as fair value, discount rate, revenue growth, profit margin and future P/E remain effectively unchanged.USCB: Steady Execution And P/E Support Point To Stronger Earnings Power
Analyst price targets for USCB Financial Holdings have shifted as Piper Sandler raised its target by $1 and Raymond James lowered its target by $1. This reflects differing views among analysts on the stock's outlook despite broadly similar assumptions around fair value, discount rate, growth, margins, and future P/E multiples.USCB: Higher Fair Value Assumptions Will Support Stronger Earnings Power
The analyst price target for USCB Financial Holdings has shifted from $20.65 to $21.70, with analysts citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the reasons for the change. Analyst Commentary Recent research updates present a mixed picture on USCB Financial Holdings, with one target move higher and another lower, even though the latest consensus price target now stands at US$21.70.Here's Why We Think USCB Financial Holdings (NASDAQ:USCB) Is Well Worth Watching
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Bank's Decisive Moves Promise Enhanced Profitability And Growth Amid Challenges
Diversification of loan portfolio decreases CRE loan dependence, potentially enhancing asset quality and appealing to stability-focused investors.Stability and Growth of Payments
Fetching dividends data
Stable Dividend: Whilst dividend payments have been stable, USCB has been paying a dividend for less than 10 years.
Growing Dividend: USCB's dividend payments have increased, but the company has only paid a dividend for 2 years.
Dividend Yield vs Market
| USCB Financial Holdings Dividend Yield vs Market |
|---|
| Segment | Dividend Yield |
|---|---|
| Company (USCB) | 2.6% |
| Market Bottom 25% (US) | 1.4% |
| Market Top 25% (US) | 4.3% |
| Industry Average (Banks) | 2.3% |
| Analyst forecast (USCB) (up to 3 years) | 2.6% |
Notable Dividend: USCB's dividend (2.61%) is higher than the bottom 25% of dividend payers in the US market (1.4%).
High Dividend: USCB's dividend (2.61%) is low compared to the top 25% of dividend payers in the US market (4.29%).
Current Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (29%), USCB's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/19 12:32 |
| End of Day Share Price | 2026/06/18 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
USCB Financial Holdings, Inc. is covered by 4 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Feddie Strickland | Hovde Group, LLC |
| Wood Lay | Keefe, Bruyette, & Woods |
| Stephen Scouten | Piper Sandler Companies |