USCB Financial Holdings Past Earnings Performance
Past criteria checks 2/6
USCB Financial Holdings has been growing earnings at an average annual rate of 22.3%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 9.2% per year. USCB Financial Holdings's return on equity is 8.6%, and it has net margins of 26%.
Key information
22.3%
Earnings growth rate
37.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.2% |
| Return on equity | 8.6% |
| Net Margin | 26.0% |
| Next Earnings Update | 26 Apr 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How USCB Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 64 | 17 | 33 | 0 |
| 30 Sep 23 | 65 | 18 | 32 | 0 |
| 30 Jun 23 | 67 | 20 | 32 | 0 |
| 31 Mar 23 | 68 | 21 | 32 | 0 |
| 31 Dec 22 | 66 | 20 | 32 | 0 |
| 30 Sep 22 | 67 | 21 | 32 | 0 |
| 30 Jun 22 | 67 | -68 | 31 | 0 |
| 31 Mar 22 | 65 | -70 | 30 | 0 |
| 31 Dec 21 | 63 | -71 | 29 | 0 |
| 30 Sep 21 | 60 | -73 | 27 | 0 |
| 30 Jun 21 | 55 | 13 | 27 | 0 |
| 31 Mar 21 | 51 | 11 | 26 | 0 |
| 31 Dec 20 | 46 | 8 | 26 | 0 |
| 31 Dec 19 | 45 | 10 | 25 | 0 |
Quality Earnings: USCB has high quality earnings.
Growing Profit Margin: USCB's current net profit margins (26%) are lower than last year (30.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: USCB has become profitable over the past 5 years, growing earnings by 22.3% per year.
Accelerating Growth: USCB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: USCB had negative earnings growth (-17.9%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).
Return on Equity
High ROE: USCB's Return on Equity (8.6%) is considered low.