UCBI Stock Overview
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
United Community Banks, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.18 |
| 52 Week High | US$30.75 |
| 52 Week Low | US$20.37 |
| Beta | 0.93 |
| 1 Month Change | 4.76% |
| 3 Month Change | -8.20% |
| 1 Year Change | 6.94% |
| 3 Year Change | -21.80% |
| 5 Year Change | -6.43% |
| Change since IPO | -62.91% |
Recent News & Updates
Recent updates
United Community Banks (NASDAQ:UCBI) Is Due To Pay A Dividend Of $0.23
Feb 29
United Community Banks GAAP EPS of $0.74 beats by $0.02, revenue of $216.30M misses by $10.38M
Oct 18United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To $0.22
Sep 13United Community Banks (NASDAQ:UCBI) Is Paying Out A Larger Dividend Than Last Year
Aug 23United Community Banks raises dividend 4.8% to $0.22
Aug 18United Community Banks GAAP EPS of $0.61 misses by $0.04, revenue of $206.75M misses by $6.44M
Jul 19Here's Why I Think United Community Banks (NASDAQ:UCBI) Is An Interesting Stock
Apr 05United Community Banks (NASDAQ:UCBI) Will Pay A Larger Dividend Than Last Year At US$0.21
Feb 22United Community Banks Still Following A Tested Formula
Feb 03United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To US$0.20
Dec 02United Community Banks (NASDAQ:UCBI) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Nov 18Is Now The Time To Put United Community Banks (NASDAQ:UCBI) On Your Watchlist?
Oct 21United Community Banks' (NASDAQ:UCBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 15I Built A List Of Growing Companies And United Community Banks (NASDAQ:UCBI) Made The Cut
Jul 19There's A Lot To Like About United Community Banks' (NASDAQ:UCBI) Upcoming US$0.19 Dividend
Mar 07Don't Ignore The Fact That This Insider Just Sold Some Shares In United Community Banks, Inc. (NASDAQ:UCBI)
Feb 08
Shareholder Returns
| UCBI | US Banks | US Market | |
|---|---|---|---|
| 7D | 6.6% | 6.5% | 1.2% |
| 1Y | 6.9% | 34.0% | 24.7% |
Return vs Industry: UCBI underperformed the US Banks industry which returned 25.1% over the past year.
Return vs Market: UCBI underperformed the US Market which returned 19.3% over the past year.
Price Volatility
| UCBI volatility | |
|---|---|
| UCBI Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UCBI has not had significant price volatility in the past 3 months.
Volatility Over Time: UCBI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 3,121 | Herbert Harton | www.ucbi.com |
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans.
United Community Banks, Inc. Fundamentals Summary
| UCBI fundamental statistics | |
|---|---|
| Market cap | US$3.12b |
| Earnings (TTM) | US$180.85m |
| Revenue (TTM) | US$803.82m |
17.2x
P/E Ratio1.0x
P/B RatioIs UCBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UCBI income statement (TTM) | |
|---|---|
| Revenue | US$803.82m |
| Cost of Revenue | US$0 |
| Gross Profit | US$803.82m |
| Other Expenses | US$622.97m |
| Earnings | US$180.85m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Apr 24, 2024
| Earnings per share (EPS) | 1.52 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.50% |
| Debt/Equity Ratio | 12.6% |
How did UCBI perform over the long term?
See historical performance and comparison