TCBX Stock Overview
Operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for TCBX from our risk checks.
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Third Coast Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.66 |
| 52 Week High | US$39.45 |
| 52 Week Low | US$18.82 |
| Beta | 0.74 |
| 1 Month Change | 2.89% |
| 3 Month Change | -14.41% |
| 1 Year Change | 45.38% |
| 3 Year Change | 20.52% |
| 5 Year Change | n/a |
| Change since IPO | 22.59% |
Recent News & Updates
Recent updates
Third Coast Bancshares: Solid Topline Growth, Balance Sheet To Match Growth Prospects
Feb 24Third Coast Bancshares: Rapid Growth Prospects Makes This An Interesting Play
Feb 06Third Coast Bancshares: Earnings Outlook Is Positive, Stock Is Fairly Valued
Nov 16
Texas Bank's Critical Growth And Efficient Cost Management Signal Bright Future
Efficient cost management and expansion in key Texas areas are poised to enhance future revenue, net margins, and market presence.Third Coast Bancshares: Lack Of Differentiation Is Hurting The Bottom Line
Jul 03Third Coast Bancshares announces private placement of $69.4M
Sep 08Third Coast Bancshares GAAP EPS of $0.16, revenue of $29M
Jul 27Shareholder Returns
| TCBX | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.6% | 1.5% | 1.7% |
| 1Y | 45.4% | 19.0% | 11.5% |
Return vs Industry: TCBX exceeded the US Banks industry which returned 21.3% over the past year.
Return vs Market: TCBX exceeded the US Market which returned 12.5% over the past year.
Price Volatility
| TCBX volatility | |
|---|---|
| TCBX Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 17.2% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: TCBX has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TCBX's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 376 | Bart Caraway | www.thirdcoast.bank |
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. The company’s deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes.
Third Coast Bancshares, Inc. Fundamentals Summary
| TCBX fundamental statistics | |
|---|---|
| Market cap | US$429.39m |
| Earnings (TTM) | US$46.14m |
| Revenue (TTM) | US$172.27m |
Is TCBX overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCBX income statement (TTM) | |
|---|---|
| Revenue | US$172.27m |
| Cost of Revenue | US$0 |
| Gross Profit | US$172.27m |
| Other Expenses | US$126.13m |
| Earnings | US$46.14m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.34 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.79% |
| Debt/Equity Ratio | 24.0% |
How did TCBX perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/30 19:57 |
| End of Day Share Price | 2025/05/30 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Third Coast Bancshares, Inc. is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mengxian Jiao | Deutsche Bank |
| Brady Gailey | Keefe, Bruyette, & Woods |
| Wood Lay | Keefe, Bruyette, & Woods |