Third Coast Bancshares, Inc.

NasdaqGS:TCBX Stock Report

Mkt Cap: US$235.5m

Third Coast Bancshares Financial Health

Financial Health criteria checks 6/6

Third Coast Bancshares has total assets of $4.0B and total equity of $395.9M. Total deposits are $3.4B, and total loans are $3.3B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $277.4M.

Key information


Asset to equity ratio


Net interest margin

Total depositsUS$3.41b
Loan to deposit ratio


Bad loans0.3%
Allowance for bad loans


Current ratio


Cash & equivalentsUS$277.39m

Recent financial health updates

No updates

Recent updates

Third Coast Bancshares announces private placement of $69.4M

Sep 08

Third Coast Bancshares GAAP EPS of $0.16, revenue of $29M

Jul 27

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: TCBX's Assets to Equity ratio (10x) is moderate.

Allowance for Bad Loans: TCBX has a sufficient allowance for bad loans (374%).

Low Risk Liabilities: 96% of TCBX's liabilities are made up of primarily low risk sources of funding.

Loan Level: TCBX has an appropriate level of Loans to Assets ratio (83%).

Low Risk Deposits: TCBX's Loans to Deposits ratio (97%) is appropriate.

Level of Bad Loans: TCBX has an appropriate level of bad loans (0.3%).

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