Texas Capital Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Texas Capital Bancshares has total assets of $29.2B and total equity of $3.2B. Total deposits are $24.0B, and total loans are $20.6B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $3.2B.
Key information
9.2x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$23.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$3.21b |
Recent financial health updates
No updates
Recent updates
Texas Capital Bancshares: NIM Returns To Growth, But AOCI Worries Again
Apr 19Texas Capital Bancshares: Non-Interest-Bearing Deposits Plummet But Buyback Continues
Jan 20Do Texas Capital Bancshares' (NASDAQ:TCBI) Earnings Warrant Your Attention?
Sep 11
Should You Be Adding Texas Capital Bancshares (NASDAQ:TCBI) To Your Watchlist Today?
Jun 07If EPS Growth Is Important To You, Texas Capital Bancshares (NASDAQ:TCBI) Presents An Opportunity
Mar 08Texas Capital Bancshares GAAP EPS of $0.74 misses by $0.30, revenue of $264.41M beats by $43.61M
Oct 19Texas Capital Bancshares: BankDirect Divestiture Not Enough To Justify Steep Valuation Premium
Sep 25Truist Financial to buy insurance premium finance company from Texas Capital
Sep 06Texas Capital Bancshares GAAP EPS of $0.59 misses by $0.38, revenue of $231.77M beats by $17.17M
Jul 21Texas Capital Will Still Emerge From The Troughs But Investors Must Be Patient
Jul 12Texas Capital Bancshares: Love The Plan, But It Will Take Time
Feb 04Texas Capital Bancshares, Inc. Just Recorded A 6.1% EPS Beat: Here's What Analysts Are Forecasting Next
Jan 22Texas Capital: A Lengthy Turnaround Story To Keep An Eye In 2022
Oct 17Texas Capital Bancshares Making Smart Moves, But The Street Anticipates The Improvements
Jul 28Texas Capital Bancshares declares $0.4063 dividend
Apr 27Need To Know: Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Insiders Have Been Buying Shares
Mar 08Texas Capital Bancshares, Inc. 2020 Q4 - Results - Earnings Call Presentation
Feb 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TCBI's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: TCBI has a sufficient allowance for bad loans (259%).
Low Risk Liabilities: 92% of TCBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: TCBI has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: TCBI's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: TCBI has an appropriate level of bad loans (0.5%).