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Territorial Bancorp NasdaqGS:TBNK Stock Report

Last Price

US$9.73

Market Cap

US$83.9m

7D

0.2%

1Y

-14.0%

Updated

31 Dec, 2024

Data

Company Financials +

Territorial Bancorp Inc.

NasdaqGS:TBNK Stock Report

Market Cap: US$83.9m

TBNK Stock Overview

Operates as the holding company for Territorial Savings Bank that engages in the provision of various financial services to individuals, families, and businesses in the State of Hawaii. More details

TBNK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance0/6
Financial Health6/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Territorial Bancorp Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Territorial Bancorp
Historical stock prices
Current Share PriceUS$9.73
52 Week HighUS$11.64
52 Week LowUS$6.92
Beta0.61
1 Month Change-9.99%
3 Month Change-4.33%
1 Year Change-13.97%
3 Year Change-61.39%
5 Year Change-68.13%
Change since IPO-35.09%

Recent News & Updates

Recent updates

Territorial Bancorp's (NASDAQ:TBNK) Shareholders Will Receive A Smaller Dividend Than Last Year

Nov 05
Territorial Bancorp's (NASDAQ:TBNK) Shareholders Will Receive A Smaller Dividend Than Last Year

Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23

May 02
Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23

Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of $0.10

Dec 13
Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of $0.10

Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be $0.23

Nov 01
Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be $0.23

Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23

Aug 04
Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23

Territorial Bancorp declares $0.23 dividend

Jul 28

Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be US$0.23

May 08
Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be US$0.23

Territorial Bancorp (NASDAQ:TBNK) Has Announced A Dividend Of US$0.23

Feb 01
Territorial Bancorp (NASDAQ:TBNK) Has Announced A Dividend Of US$0.23

Territorial Bancorp: Higher Interest Rates Might Squeeze Earnings

Dec 03

Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of US$0.23

Nov 02
Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of US$0.23

Territorial Bancorp (NASDAQ:TBNK) Is Due To Pay A Dividend Of US$0.23

Aug 03
Territorial Bancorp (NASDAQ:TBNK) Is Due To Pay A Dividend Of US$0.23

Shareholder Returns

TBNKUS BanksUS Market
7D0.2%0.1%-1.1%
1Y-14.0%28.7%22.4%

Return vs Industry: TBNK underperformed the US Banks industry which returned 28.7% over the past year.

Return vs Market: TBNK underperformed the US Market which returned 22.4% over the past year.

Price Volatility

Is TBNK's price volatile compared to industry and market?
TBNK volatility
TBNK Average Weekly Movement6.0%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: TBNK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TBNK's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1921236Allan Kitagawawww.territorialsavings.net

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that engages in the provision of various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings, money market, commercial and regular checking, and Super NOW accounts, as well as certificates of deposit. It also provides various loan products, such as one-to four-family residential mortgage loans; home equity loans; consumer loans; and multi-family mortgage, commercial business, construction, commercial real estate, and other nonresidential real estate loans, as well as lines of credit and investment securities.

Territorial Bancorp Inc. Fundamentals Summary

How do Territorial Bancorp's earnings and revenue compare to its market cap?
TBNK fundamental statistics
Market capUS$83.85m
Earnings (TTM)-US$2.24m
Revenue (TTM)US$36.20m

0.3x

P/B Ratio

2.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TBNK income statement (TTM)
RevenueUS$36.20m
Cost of RevenueUS$0
Gross ProfitUS$36.20m
Other ExpensesUS$38.45m
Earnings-US$2.24m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.26
Gross Margin100.00%
Net Profit Margin-6.20%
Debt/Equity Ratio95.3%

How did TBNK perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

-46%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 23:57
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Territorial Bancorp Inc. is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Kelly MottaKeefe, Bruyette, & Woods
Andrew LieschPiper Sandler Companies