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Madison County Financial, Inc.OTCPK:MCBK Stock Report

Market Cap US$77.5m
Share Price
US$30.35
Future Cash Flow Value
US$12.92
134.9% overvalued intrinsic discount
1Y22.4%
7D1.1%
Portfolio Value
View

Madison County Financial, Inc.

OTCPK:MCBK Stock Report

Market Cap: US$77.5m

Madison County Financial (MCBK) Stock Overview

Operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States. More details

MCBK fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends2/6

MCBK Community Fair Values

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Madison County Financial, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Madison County Financial
Historical stock prices
Current Share PriceUS$30.35
52 Week HighUS$30.35
52 Week LowUS$24.30
Beta0.10
1 Month Change1.40%
3 Month Change15.40%
1 Year Change22.38%
3 Year Change4.66%
5 Year Change-3.65%
Change since IPO103.83%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

MCBKUS BanksUS Market
7D1.1%6.0%3.4%
1Y22.4%43.9%29.7%

Return vs Industry: MCBK underperformed the US Banks industry which returned 35.8% over the past year.

Return vs Market: MCBK underperformed the US Market which returned 25.7% over the past year.

Price Volatility

Is MCBK's price volatile compared to industry and market?
MCBK volatility
MCBK Average Weekly Movement2.4%
Banks Industry Average Movement3.8%
Market Average Movement7.1%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.3%

Stable Share Price: MCBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MCBK's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1888n/aJeff Warnemundewww.madisoncountybank.com

Madison County Financial, Inc. operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States. It offers checking, health savings, savings, and individual retirement accounts; certificates of deposit; credit and debit cards; home loans; and consumer loans, including home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans. The company also provides agricultural real estate, machinery and equipment, livestock and crop, and operating loans; and commercial real estate, construction, investment property, and working capital loans, as well as equipment financing services.

Madison County Financial, Inc. Fundamentals Summary

How do Madison County Financial's earnings and revenue compare to its market cap?
MCBK fundamental statistics
Market capUS$77.52m
Earnings (TTM)US$6.50m
Revenue (TTM)US$17.60m
11.9x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MCBK income statement (TTM)
RevenueUS$17.60m
Cost of RevenueUS$0
Gross ProfitUS$17.60m
Other ExpensesUS$11.09m
EarningsUS$6.50m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.55
Gross Margin100.00%
Net Profit Margin36.96%
Debt/Equity Ratio72.1%

How did MCBK perform over the long term?

See historical performance and comparison

Dividends

1.2%
Current Dividend Yield
24%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/10 23:45
End of Day Share Price 2026/04/07 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Madison County Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.