Madison County Financial Balance Sheet Health
Financial Health criteria checks 6/6
Madison County Financial has total assets of $598.9M and total equity of $94.7M. Total deposits are $448.2M, and total loans are $441.8M.
Key information
6.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$448.24m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$6.76m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MCBK's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: MCBK has a sufficient allowance for bad loans (772%).
Low Risk Liabilities: 89% of MCBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: MCBK has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: MCBK's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: MCBK has an appropriate level of bad loans (0.2%).