Territorial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Territorial Bancorp has total assets of $2.2B and total equity of $251.1M. Total deposits are $1.6B, and total loans are $1.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $126.7M.
Key information
8.9x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | US$1.64b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$126.66m |
Recent financial health updates
No updates
Recent updates
Territorial Bancorp's (NASDAQ:TBNK) Shareholders Will Receive A Smaller Dividend Than Last Year
Nov 05
Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23
May 02Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of $0.10
Dec 13Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be $0.23
Nov 01Territorial Bancorp (NASDAQ:TBNK) Is Paying Out A Dividend Of $0.23
Aug 04Territorial Bancorp declares $0.23 dividend
Jul 28Territorial Bancorp's (NASDAQ:TBNK) Dividend Will Be US$0.23
May 08Territorial Bancorp (NASDAQ:TBNK) Has Announced A Dividend Of US$0.23
Feb 01Territorial Bancorp: Higher Interest Rates Might Squeeze Earnings
Dec 03Territorial Bancorp (NASDAQ:TBNK) Will Pay A Dividend Of US$0.23
Nov 02Territorial Bancorp (NASDAQ:TBNK) Is Due To Pay A Dividend Of US$0.23
Aug 03Territorial Bancorp Inc.'s (NASDAQ:TBNK) CEO Compensation Is Looking A Bit Stretched At The Moment
May 07Is Territorial Bancorp Inc.'s (NASDAQ:TBNK) 3.9% Dividend Worth Your Time?
Mar 08Should You Buy Territorial Bancorp Inc. (NASDAQ:TBNK) For Its Upcoming Dividend?
Feb 05
Is Territorial Bancorp Inc. (NASDAQ:TBNK) Popular Amongst Insiders?
Jan 28Should You Buy Territorial Bancorp Inc. (NASDAQ:TBNK) For Its Upcoming Dividend?
Jan 01Territorial Bancorp declares $0.10 dividend
Dec 23How Is Territorial Bancorp's (NASDAQ:TBNK) CEO Compensated?
Dec 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TBNK's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: TBNK has a sufficient allowance for bad loans (227%).
Low Risk Liabilities: 82% of TBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: TBNK has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: TBNK's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: TBNK has an appropriate level of bad loans (0.2%).