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SMBK

SmartFinancial NasdaqCM:SMBK Stock Report

Last Price

US$29.02

Market Cap

US$490.1m

7D

-0.7%

1Y

9.3%

Updated

07 Dec, 2022

Data

Company Financials +
SMBK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends2/6

SMBK Stock Overview

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers.

Rewards

Trading at 45.9% below our estimate of its fair value

Earnings are forecast to grow 12.02% per year

Risk Analysis

No risks detected for SMBK from our risk checks.

SmartFinancial, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for SmartFinancial
Historical stock prices
Current Share PriceUS$29.02
52 Week HighUS$30.50
52 Week LowUS$22.63
Beta0.74
1 Month Change1.05%
3 Month Change15.20%
1 Year Change9.30%
3 Year Change24.71%
5 Year Change33.00%
Change since IPO88.44%

Recent News & Updates

Recent updates

SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

Feb 03
SmartFinancial (NASDAQ:SMBK) Is Paying Out A Larger Dividend Than Last Year

SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

Nov 04
SmartFinancial (NASDAQ:SMBK) Has Re-Affirmed Its Dividend Of US$0.06

SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Jul 29
SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of US$0.06

Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

May 20
Shareholders Will Probably Hold Off On Increasing SmartFinancial, Inc.'s (NASDAQ:SMBK) CEO Compensation For The Time Being

What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend

Mar 05
What To Know Before Buying SmartFinancial, Inc. (NASDAQ:SMBK) For Its Dividend

SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend

Feb 07
SmartFinancial, Inc. (NASDAQ:SMBK) Looks Interesting, And It's About To Pay A Dividend

Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?

Jan 26
Is SmartFinancial, Inc. (NASDAQ:SMBK) Popular Amongst Insiders?

Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?

Dec 29
Have Insiders Been Buying SmartFinancial, Inc. (NASDAQ:SMBK) Shares?

Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?

Dec 08
Did You Miss SmartFinancial's (NASDAQ:SMBK) 21% Share Price Gain?

Shareholder Returns

SMBKUS BanksUS Market
7D-0.7%-5.9%-0.4%
1Y9.3%-20.1%-20.6%

Return vs Industry: SMBK exceeded the US Banks industry which returned -18.1% over the past year.

Return vs Market: SMBK exceeded the US Market which returned -17.6% over the past year.

Price Volatility

Is SMBK's price volatile compared to industry and market?
SMBK volatility
SMBK Average Weekly Movement4.1%
Banks Industry Average Movement4.1%
Market Average Movement7.4%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market3.3%

Stable Share Price: SMBK is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: SMBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a545Billy Carrollhttps://www.smartbank.com

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit.

SmartFinancial, Inc. Fundamentals Summary

How do SmartFinancial's earnings and revenue compare to its market cap?
SMBK fundamental statistics
Market CapUS$490.10m
Earnings (TTM)US$36.67m
Revenue (TTM)US$153.49m

13.4x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SMBK income statement (TTM)
RevenueUS$153.49m
Cost of RevenueUS$0
Gross ProfitUS$153.49m
Other ExpensesUS$116.81m
EarningsUS$36.67m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)2.17
Gross Margin100.00%
Net Profit Margin23.89%
Debt/Equity Ratio17.1%

How did SMBK perform over the long term?

See historical performance and comparison

Dividends

1.0%

Current Dividend Yield

12%

Payout Ratio