Orrstown Financial Services, Inc.

NasdaqCM:ORRF Stock Report

Market Cap: US$740.5m

Orrstown Financial Services Dividends and Buybacks

Dividend criteria checks 4/6

Orrstown Financial Services is a dividend paying company with a current yield of 3.18% that is well covered by earnings.

Key information

3.2%

Dividend yield

0.4%

Buyback Yield

Total Shareholder Yield3.6%
Future Dividend Yield3.3%
Dividend Growth11.9%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio25%

Recent dividend and buyback updates

Analysis Article Jan 31

Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30

Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be increasing its dividend from last...

Recent updates

Narrative Update May 03

ORRF: Higher Margin Outlook Will Support Attractive Future Return Potential

Analysts have maintained their $42.00 price target on Orrstown Financial Services, reflecting an assessment that softer expected revenue growth is balanced by a higher projected profit margin and a modestly adjusted future P/E of 11.93x. What's in the News For the first quarter ended March 31, 2026, Orrstown Financial Services reported net charge-offs of $946,000 compared with $331,000 for the same period a year earlier (Key Developments).
Narrative Update Apr 19

ORRF: Dividend Increase And Stable Metrics Will Support Balanced Future Returns

Analysts have modestly adjusted their price target on Orrstown Financial Services to $42.00, reflecting minor changes to the discount rate, revenue growth, profit margin and future P/E assumptions, without altering their view of the stock’s overall fair value. What's in the News Between October 1, 2025 and December 31, 2025, Orrstown Financial Services repurchased 5,300 shares for US$0.17 million, bringing total repurchases under the June 23, 2025 authorization to 8,330 shares for US$0.26 million, representing 0.04% of shares (Key Developments).
Narrative Update Apr 04

ORRF: Higher Future P/E And Dividend Increase Will Support Upside Potential

Analysts have increased their price target for Orrstown Financial Services from $39.80 to $42.00, citing updated assumptions on discount rates, revenue trends, profit margins, and a higher future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, Orrstown Financial Services repurchased 5,300 shares, about 0.03% of its shares, for $0.17 million, completing a total repurchase of 8,330 shares, about 0.04%, for $0.26 million under the June 23, 2025 buyback program (Key Developments).
Analysis Article Jan 31

Orrstown Financial Services' (NASDAQ:ORRF) Dividend Will Be Increased To $0.30

Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be increasing its dividend from last...
Analysis Article Jul 26

Orrstown Financial Services (NASDAQ:ORRF) Is Increasing Its Dividend To $0.27

The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...
User avatar
New Narrative Apr 27

Leadership And Risk Management Will Unlock New Loan Opportunities

Completion of core conversion and leadership enhancements are set to boost growth, expand capacity, and drive future earnings.
Seeking Alpha Apr 17

Orrstown Financial: Downgrading And Revising Downward The Earnings Estimate Because Of Uncertain Policies

Summary Orrstown Financial has a big commercial loan segment that will suffer from uncertain trade policies. Further, the market in Pennsylvania is set to suffer. Provision expenses will likely jump up amid the tariff uncertainty. I’ve raised my provisions estimate and reduced my earnings estimate. After the price rout so far this month, ORRF seems to be trading near its fair value. Read the full article on Seeking Alpha
Analysis Article Feb 04

Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Larger Dividend Than Last Year At $0.26

The board of Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will be paying its dividend of...
Seeking Alpha Jan 13

Orrstown Financial Services: Expecting Decent Earnings Growth After The Merger Of Equals

Summary The outlook for business activity in Orrstown Financial Services’ markets is positive. Therefore, loan additions can be expected to remain satisfactory. The acquired portfolio could see some paydowns because of ORRF’s plans to eliminate redundancies. Although the CVLY merger gave a one-time boost to the margin, it also increased the asset sensitivity. The margin will likely slip due to high sensitivity to interest rate changes. The efficiency ratio will benefit from ~$25 million in annual cost savings. I’m expecting a price upside of 8.0% and a dividend yield of 2.7%. Therefore, I’m adopting a buy rating on ORRF stock. Read the full article on Seeking Alpha
Analysis Article May 03

Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20

Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) has announced that it will pay a dividend of $0.20 per share on the...
Analysis Article Apr 24

Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now

Key Insights Orrstown Financial Services' Annual General Meeting to take place on 30th of April Salary of US$709.2k is...
Analysis Article Jan 26

Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be

The latest analyst coverage could presage a bad day for Orrstown Financial Services, Inc. ( NASDAQ:ORRF ), with the...
Analysis Article Jul 28

Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts

Orrstown Financial Services, Inc. ( NASDAQ:ORRF ) shareholders will have a reason to smile today, with the analysts...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: ORRF's dividends per share have been stable in the past 10 years.

Growing Dividend: ORRF's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Orrstown Financial Services Dividend Yield vs Market
How does ORRF dividend yield compare to the market?
SegmentDividend Yield
Company (ORRF)3.2%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Banks)2.3%
Analyst forecast (ORRF) (up to 3 years)3.3%

Notable Dividend: ORRF's dividend (3.18%) is higher than the bottom 25% of dividend payers in the US market (1.42%).

High Dividend: ORRF's dividend (3.18%) is low compared to the top 25% of dividend payers in the US market (4.25%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (25%), ORRF's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/07 14:46
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Orrstown Financial Services, Inc. is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Jacob CivielloD.A. Davidson & Co.
David BishopHovde Group, LLC