Orrstown Financial Services, Inc.

NasdaqCM:ORRF Stock Report

Market Cap: US$773.9m

Orrstown Financial Services Past Earnings Performance

Past criteria checks 1/6

Orrstown Financial Services has been growing earnings at an average annual rate of 7.2%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 7.2% per year. Orrstown Financial Services's return on equity is 3.1%, and it has net margins of 10.8%.

Key information

7.2%

Earnings growth rate

7.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate7.2%
Return on equity3.1%
Net Margin10.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20

May 03
Orrstown Financial Services (NASDAQ:ORRF) Will Pay A Dividend Of $0.20

Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now

Apr 24
Shareholders May Be More Conservative With Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO Compensation For Now

Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be

Jan 26
Analysts Are More Bearish On Orrstown Financial Services, Inc. (NASDAQ:ORRF) Than They Used To Be

Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts

Jul 28
Industry Analysts Just Made A Substantial Upgrade To Their Orrstown Financial Services, Inc. (NASDAQ:ORRF) Revenue Forecasts

Orrstown Financial Non-GAAP EPS of $0.75 misses by $0.05, revenue of $31.51M beats by $3.31M

Oct 18

Orrstown Financial announces strategic initiatives, expects ~$3.4M annual cost savings

Sep 28

Orrstown Financial goes ex-dividend tomorrow

Jul 28

Orrstown Financial GAAP EPS of $0.83 beats by $0.17, revenue of $31.31M beats by $9.38M

Jul 19

Orrstown Financial: Attractively Valued With Prospects Of Good Balance Sheet Growth

Mar 20

Orrstown Financial Services Deserves Your Attention

Jul 05

Broker Revenue Forecasts For Orrstown Financial Services, Inc. (NASDAQ:ORRF) Are Surging Higher

Jun 29
Broker Revenue Forecasts For Orrstown Financial Services, Inc. (NASDAQ:ORRF) Are Surging Higher

If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late

Jun 10
If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late

New Forecasts: Here's What Analysts Think The Future Holds For Orrstown Financial Services, Inc. (NASDAQ:ORRF)

Apr 24
New Forecasts: Here's What Analysts Think The Future Holds For Orrstown Financial Services, Inc. (NASDAQ:ORRF)

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO For Now

Apr 21
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Orrstown Financial Services, Inc.'s (NASDAQ:ORRF) CEO For Now

If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late

Mar 12
If You Like EPS Growth Then Check Out Orrstown Financial Services (NASDAQ:ORRF) Before It's Too Late

Revenue & Expenses Breakdown

How Orrstown Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:ORRF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2414816910
30 Jun 2413033740
31 Mar 2413035730
31 Dec 2312936710
30 Sep 2313038710
30 Jun 2312824710
31 Mar 2312423700
31 Dec 2212222690
30 Sep 2211819680
30 Jun 2211631670
31 Mar 2211431650
31 Dec 2111533640
30 Sep 2111736620
30 Jun 2111434600
31 Mar 2111232600
31 Dec 2010726620
30 Sep 2010221630
30 Jun 2010323630
31 Mar 2010319620
31 Dec 199717580
30 Sep 199214540
30 Jun 198311500
31 Mar 197512480
31 Dec 187213470
30 Sep 186812450
30 Jun 186710450
31 Mar 186510450
31 Dec 17638430
30 Sep 176210430
30 Jun 17599430
31 Mar 17566410
31 Dec 16567400
30 Sep 16546380
30 Jun 16547380
31 Mar 16548370
31 Dec 15548370
30 Sep 155526370
30 Jun 155728360
31 Mar 155730360
31 Dec 145729360
30 Sep 145713350
30 Jun 145310340
31 Mar 145310330
31 Dec 135210340

Quality Earnings: ORRF has a large one-off loss of $20.1M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: ORRF's current net profit margins (10.8%) are lower than last year (29%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ORRF's earnings have grown by 7.2% per year over the past 5 years.

Accelerating Growth: ORRF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: ORRF had negative earnings growth (-57.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: ORRF's Return on Equity (3.1%) is considered low.


Return on Assets


Return on Capital Employed


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